What Is Medical Loss Ratio?—MLR Explained

What Is Medical Loss Ratio?—MLR Explained

What is the medical loss ratio? How much of their premium revenue do health insurance companies actually spend on medical care? Medical Loss Ratio (MLR) is the percentage of revenue from premiums spent by insurers on medical care. Before the Affordable Care Act, some providers’ ratio was as low as 64%. Today, it is closer to 80%. Here is how medical loss ratio works in the United States.

Willpower Challenges From The Willpower Instinct

Willpower Challenges From The Willpower Instinct

Are you trying to improve your self-control? Does your willpower seem to vanish at crucial moments? The Willpower Instinct by Kelly McGonigal is all about why humans struggle with willpower and how to strengthen it. Willpower is like a muscle and it can be improved if you’re willing to put in some work. Here are some willpower challenges to help increase your self-control.

Why Should You Read? Because Reading Is Learning

Why Should You Read? Because Reading Is Learning

What is the major benefit of reading? What questions should you ask yourself while you read? How do know which books you should read? Mortimer Adler says that the reason you should read is simple: reading is learning. And to be well-read is not to have read a large number of books, but to have a high-quality understanding of good books. Here’s Mortimer Adler’s advice on how to read better and how to choose which book to read next.

How Self-Made Millionaires Made Their Fortune

How Self-Made Millionaires Made Their Fortune

Why are there so many self-made millionaires? What are the millionaire businesses that made self-employed millionaires rich? There are many self-made millionaires because entrepreneurship is very important for creating and preserving substantial wealth. Millionaire businesses are typically in dull industries like Auto parts, consulting, real estate development, and others that are not unusually susceptible to economic downturns. Read on to discover the secrets of self-made millionaires.

What Is the Smarter Faster Better Book About?

What Is the Smarter Faster Better Book About?

Have you read the Smarter Faster Better book by Charles Duhigg? Do you know its eight principles for improving productivity? The Smarter Faster Better book explores ways to boost personal and workplace productivity. It outlines how to build a productive team and combine different types of goals. It also tells how the makers of Disney’s Frozen avoided box-office disaster by innovating productively. Read more for a brief introduction to the Smarter Faster Better book.

The 5 Simple Practices to Live a Happy Life

The 5 Simple Practices to Live a Happy Life

Would you say you are happy in your life? What are some things you can do to cultivate a happier, more joyful outlook? Like anything worthwhile, it takes effort to cultivate a mindset of ongoing happiness. It won’t happen overnight, but it’s definitely under your control to a great extent. Without further ado, here are five simple practices to help you live a happy life, no matter the circumstances.

How To Stop Worrying and Start Living: Quotes to Know

How To Stop Worrying and Start Living: Quotes to Know

Looking for How To Stop Worrying and Start Living quotes? What are some of the most noteworthy passages worth revisiting? In How To Stop Worrying and Start Living, Dale Carnegie offers timeless advice to stop worry from ruling your life. The following How To Stop Worrying and Start Living quotes highlight some of his key recommendations. Keep reading for How To Stop Worrying and Start Living by Dale Carnegie.

How Religious TV Shows Undercut Religion

How Religious TV Shows Undercut Religion

How does a church-based religious experience differ from a religious tv show? In what way do religious tv shows negate the traditional religious experience? According to Neil Postman, the author of Amusing Ourselves to Death, religious tv shows turn religion into something easy, self-serving, and trivial. Rather than focusing on the messages of the religious texts, tv programs attract audiences with lavish sets, images, and even secular actors who endorse them. Learn how religious tv shows focus more on entertainment value than the religion itself.

How to Cope With Anxiety Triggered by Criticism

How to Cope With Anxiety Triggered by Criticism

Do you suffer from anxiety triggered by criticism? How can you reframe this criticism so that you no longer feel anxious about it? One aspect of life that triggers anxiety in almost everyone is criticism. Though unjust criticism might sting, it can be considered a compliment—it means you’re doing something that merits jealousy and attention.  Here is how a small change in perspective can help ease anxiety triggered by criticism.

Psychological Safety in the Workplace in 4 Easy Steps

Psychological Safety in the Workplace in 4 Easy Steps

What difference does psychological safety in the workplace make? How do you know when you have it? Charles Duhigg, in his book Smarter Faster Better, argues that creating a norm of psychological safety in the workplace is crucial for productivity. What is psychological safety, and what are the steps to create it? Duhigg provides a practical guide. Read on to discover how to achieve psychological safety in the workplace.