How have mortgage fees changed? How will the new mortgage fees affect you? Why has the new framework come under scrutiny? As of May 1, US homebuyers may pay a little more or a little less in mortgage fees depending on their credit score—and a lot of people are unhappy about the news. New mortgage fee adjustments have stirred up a controversy and put the agency responsible for the changes on the defensive. Read on to learn about the new framework, including who the mortgage fee adjustments apply to.
How to Prepare for Retirement: 5 Steps to Check Off
Do you want to retire comfortably? How can you start preparing for retirement early? Retirement isn’t something that just magically happens. You have to be dedicated to creating a financially stable situation for yourself years down the line when you stop working. Thankfully, the steps to retirement aren’t that hard. Let’s look at how to prepare for retirement in five steps.
How to Get Facebook Settlement Money: Claim Your Share
Wondering how to get Facebook settlement money? If you submit a claim, how big could your payment be? In December 2022, Facebook’s parent company, Meta, settled a $725 million class-action lawsuit after the company shared or made private user data accessible to third parties without users’ permission. If you were a Facebook user, you may be eligible to claim a portion of the settlement. Read on to learn how to apply to get a portion of the Facebook settlement before the deadline.
Real Estate Investment Trusts (REITs): A Beginner’s Guide
Have you ever heard of Real Estate Investment Trusts (REITs)? Did you know the market for REITs was already valued at $1.47 trillion in 2020 and on track to add another trillion by 2028? REITs are a type of investment that allow you to invest in real estate properties without owning them physically. It’s a great way to get exposure to large-scale real estate investments and receive a steady income stream. In this beginner’s guide, we will cover everything you need to know about REITs, including their advantages and risks, how to invest in them, how to evaluate them, and
Why Are Cars So Expensive Right Now? Examining the Issues
Why are cars so expensive right now? Will prices come down any time soon? It’s been a rough ride for Americans looking to buy a car in 2023. The average new vehicle carries a monthly payment of $730, and the average used car rings in at $26,000. Auto insurance rates and repair costs have also been rising. Read on to learn why cars are so expensive right now and if prices will come down any time soon.
The IRS $80 Billion Overhaul: Analyzing Its Pros and Cons
Is the IRS $80 billion funding plan a good or bad idea? Who will the overhaul help or hurt? In a bid to revitalize its operations and tackle long-standing challenges, the Internal Revenue Service (IRS) recently announced a bold $80 billion, 10-year strategic plan for an extensive overhaul. The plan aims to address issues stemming from years of underfunding, staff shortages, and outdated technology. Read on to learn experts’ varied viewpoints on the pros and cons of the IRS $80 billion overhaul.
Why Are Oil & Gas Company Profits So High?
Are oil and gas companies monopolies? Why are these industries so profitable? In her book Blowout, Rachel Maddow discusses why gas and oil company profits are so high. To understand, it’s important to first know the histories of both the oil and gas industries. Keep reading to understand why oil and gas companies dominate the market.
7 Life-Changing Ways to Think About Money Differently
What’s the best money you ever spent? Do you distinguish necessities from luxuries? Is wealth a zero-sum game? It’s likely that you could benefit from being more thoughtful about money and how it intersects with your life—your goals, dreams, and values. Even if you’re not naturally financially minded, you can gain a healthier way to think about money and a healthier relationship with it. Read more if you’d like to achieve a better alignment between money and your values and enjoy more of what matters most to you.
How to Discuss Finances With Your Partner: The 3 Questions
Do you and your partner split the bill? How do you discuss finances with your partner? Money can be an awkward subject to discuss with your partner. But if you don’t have that conversation, you’ll never agree on who pays what or what your financial future should look like. Keep reading to learn how to discuss finances with your partner, according to Eight Dates.
Bill Perkins’s Die With Zero: Book Overview
Want an overview of Bill Perkins’s Die With Zero? How can you get the most out of your money? Is saving money actually important? In Die With Zero, Bill Perkins argues that experiences and relationships give life meaning, and people should aim to invest all their money in them before they die. Perkins believes that you should be strategic about spending and saving with the goal of squeezing every cent’s worth of value from life. Read on for an overview of Bill Perkins’s Die With Zero: Getting All You Can From Your Money and Your Life.