How to Predict Stock Market Performance

How to Predict Stock Market Performance

Can you predict the stock market? What are some things you should look out for before buying a stock? It’s difficult to make more money than an average investor in the market. This is because everyone is working with the same information. However, if you know how to predict stock market performance, you can make above-average gains.  In this article, you’ll learn what to look for when trying to gauge what’s going to happen in the stock market as a whole as well as with individual stocks.  

The Ultimate Guide to Budgeting: Strategies and Tips From Pros

The Ultimate Guide to Budgeting: Strategies and Tips From Pros

Do you know how much money you’re actually spending? Or does your end-of-the-month bank balance come as a surprise? Why is it important to budget your expenses? Many people don’t budget their expenses: They just spend whatever is left after all their essential bills (e.g. rent and utilities) have been paid off. This is because creating a budgeting strategy that works for you is time-consuming, work-intensive, and complicated.  Here are several budgeting strategies so you can either choose one that works for you or use them as an inspiration to create your own. 

How to Financially Prepare for a Recession Without Money

How to Financially Prepare for a Recession Without Money

Wondering how to financially prepare for a recession? How can you prepare if you’re living paycheck to paycheck? For more than a year, economists have predicted that the U.S. will enter a recession. Many Americans, through no fault of their own, don’t have the financial means to take the steps that many financial experts recommend to navigate a recession. Read on to learn how to financially prepare for a recession without an emergency savings fund.

How to Budget Money on a Low Income

How to Budget Money on a Low Income

Do you want to know how to budget money on a low income? What are some budgeting practices you can adopt to secure your future and maximize the value you’re getting for your money? Budgeting is one of the most important financial skills you can develop, especially if you’re working a low-paying job. However, many low-income earners don’t budget their money and spend to their heart’s content, without much regard for how their spending takes them further and further away from long-term financial security.  With this in mind, here’s how to budget money on a low income. 

The Benefits of Saving Money (+Tips for Saving)

The Benefits of Saving Money (+Tips for Saving)

Do you regularly put money aside in a savings account? Why is it important to save money?  We’re taught from a young age that saving money is important, but many people don’t have savings because they can’t resist the temptation to spend. This can be dangerous because emergencies can strike anytime. Furthermore, saving money is instrumental in building wealth.  Keep reading to learn about the benefits of saving money and what you should do with your savings. 

Are Billionaires Ethical? Arguments For & Against the Ultra-Rich

Are Billionaires Ethical? Arguments For & Against the Ultra-Rich

Are billionaires ethical? Is it possible to be a billionaire without exploitation? How do people become so rich? According to a survey, most Americans see billionaires as neither good nor bad for the country. However, there’s a growing number of those who doubt that it’s possible to be an ethical billionaire, claiming the ultra-wealthy unfairly influence policy-making and don’t use their riches for the greater good. Read on to learn if billionaires are ethical, based on arguments for and against billionaires in the U.S.

Credit Card Debt in America Exposes a Harsh Reality

Credit Card Debt in America Exposes a Harsh Reality

What’s causing the record-high credit card debt in America? Why are Americans spending so much yet saving so little? Credit card debt in America rose to $890 billion in 2022, with total household debt hitting a record high of $16.5 trillion. Credit is a survival tool for most Americans—and the debt tied to it is so ubiquitous in the U.S. that it’s become normalized. Read on to learn more about credit card debt in America, including tips for managing debt.

Why Are Care Workers Paid So Little: Society to Blame?

Why Are Care Workers Paid So Little: Society to Blame?

Why are care workers paid so little? How do cultural values contribute to underpaying care workers? Author and anthropologist David Graeber wrote Bullshit Jobs in part to explain how society undervalues care work. According to him, because care work doesn’t produce goods, society views it as less important and justifies paying care workers so little. Read on to learn more about why care workers are paid so little, according to Graeber.

​​Can the Government Regulate Cryptocurrency?

​​Can the Government Regulate Cryptocurrency?

Can the government regulate cryptocurrency? What challenges do regulators face? The cryptocurrency industry has been marked by volatility, bankruptcies, and scandals, and after the recent implosion of crypto exchange FTX, many are calling for long-overdue regulation. However, regulators are struggling to write laws as no one can agree on the fundamentals of the industry. Keep reading to learn if the government can regulate cryptocurrency and why it’s a challenge.