What is the medical loss ratio? How much of their premium revenue do health insurance companies actually spend on medical care? Medical Loss Ratio (MLR) is the percentage of revenue from premiums spent by insurers on medical care. Before the Affordable Care Act, some providers’ ratio was as low as 64%. Today, it is closer to 80%. Here is how medical loss ratio works in the United States.
What Is Medical Loss Ratio?—MLR Explained










