Racial Predatory Mortgage Lending and the 2008 Crisis

Racial Predatory Mortgage Lending and The 2008 Crisis

What is predatory mortgage lending? How did years of predatory lending affect Black families during the 2008 financial crisis? Predatory mortgage lending is the imposition of unfair loan terms that diminish the borrower’s ability to repay. Predatory lending practices that were designed to exploit low-income Black families such as subprime mortgage loans led many of these families to default and lose their homes during the 2008 crisis. Read more to learn more about how predatory mortgage lending ensured African Americans were disproportionately affected by the 2008 crisis.

The First 90 Days: Book Overview

The First 90 Days: Book Overview

What is Michael Watkins’s The First 90 Days about? What are some things you should know to ensure your professional transition goes as smoothly as possible? In his book The First 90 Days, Michael Watson distills proven strategies for a successful professional transition (e.g. being promoted, moving to a new location, or shifting into a different unit). After completing the book, you’ll be poised to efficiently move towards the “break-even point,” whereby you’ve contributed as much to your new job as you’ve received from it.  Here is a brief overview of The First 90 Days: Critical Success Strategies for New

The Chimp Paradox: Quotes by Steve Peters

The Chimp Paradox: Quotes by Steve Peters

Are you looking for The Chimp Paradox quotes? What passages can help you to understand your inner Chimp? How can you apply The Chimp Paradox quotes to your own life?  In The Chimp Paradox, Steve Peters offers advice for improving your relationships, controlling your emotions, and finding your purpose. The following The Chimp Paradox quotes highlight some of his key ideas.  Learn more about the most important The Chimp Paradox quotes.

How Dopamine Highs Sabotage Your Willpower

How Dopamine Highs Sabotage Your Willpower

What is a dopamine high? What is the biological purpose of dopamine? How can a dopamine high undermine your self-control? Dopamine is the brain neurotransmitter that is at the root of every craving and desire. Dopamine can be dangerous because it causes a form of arousal when you want something, but does not release any sort of satisfaction when you receive that item. This cycle of want and disappointment can lead to anxiety and addiction. Here’s everything you need to know about dopamine highs and how to use dopamine in your favor.

The Four Levels of Reading: Mortimer Adler’s Guide

The Four Levels of Reading: Mortimer Adler’s Guide

What are the four levels of reading from Mortimer Adler’s How to Read a Book? Why are most adults still reading at an elementary level? How can you improve your reading level? The four levels of reading are elementary reading, inspectional reading, analytical reading, and syntopical reading. With Adler’s guide and some time and practice, you, too, could reach a syntopical reading level. Continue below to learn about each of the four levels of reading.

Price Setting: Strategies and Effects on the Economy

Price Setting: Strategies and Effects on the Economy

What is the purpose of price setting? How does artificial lowering or raising of prices for goods/services affect the economy? Sometimes the government’s efforts to help businesses include raising or lowering the prices of goods. As with other government interventions, price setting throws off the balance of supply and demand and, thus, creates ill effects. In this article, we’ll take a look at some of the most common price setting strategies and how they affect the economy.

Project Estimation Techniques in Software Engineering

Project Estimation Techniques in Software Engineering

What are the different project estimation techniques in software engineering? What are some things you should take into account when estimating the completion deadline of a software development project? When you’re programming something for someone, they always want to know when it will be done. Most of the time, you won’t know exactly how long something will take, so you’ll provide an estimate instead of a guarantee. There are many methods you can use to give your managers and clients an estimation, and we’ll cover three of the options. 

Henry Hazlitt: How Does Saving Affect the Economy?

Henry Hazlitt: How Does Saving Affect the Economy?

How does saving affect the economy? Do you think keeping your money in a saving account or in investments has a positive or a negative effect on the country’s national wealth? Saving is generally seen as a bad thing for the economy because savings deprive spending on goods and services, thereby hurting national wealth. However, this is a fallacy—savings do the exact opposite in the long run. In this article, we’ll take a look at what actually happens when people choose to hold on to their money.

Print Culture vs. Modern Media: The Tides of Change

Print Culture vs. Modern Media: The Tides of Change

How did the print culture of previous centuries differ from the entertainment and media culture of today? How has our approach to media consumption changed over the years? The print-centered discourse of 18th and 19th century America was rational, substantive, and serious. In comparison, the entertainment culture of today is shallow, prioritizing entertainment over intelligence. Here’s how the age of print culture differed from our current-day society.