Are you an irresponsible spender? Do you often find yourself wondering where your money actually goes? Does your credit card bill often come as a surprise? Many people are guilty of overspending and living beyond their means. When you spend all—or more than—the money that you earn, you damage your long-term financial prospects. You could have put that money to better use by saving or investing it. With this in mind, here are a few tips on how to spend less money and become financially responsible.
How to Spend Less Money: Tips for Cutting Your Expenses
