The 3 Ds of Health Insurance, Explained by Jay Feinman

A man in a suit crossing his arms in the shape of an X to signify he is denying something

What are the three Ds of insurance? What do insurance companies gain by slowing down the payment process? How are these tactics exploitative? In his book Delay, Deny, Defend, legal scholar and insurance expert Jay Feinman argues that major US insurance companies are profit-seeking entities that systematically avoid paying legitimate claims. He explains the tactics they use, and how and why they often work. Continue reading to learn about the three Ds insurance strategy.

Delay, Deny, Defend by Jay Feinman—Book Overview

A stamp on a wooden desk that has the word "denied" on it

Have you had a valid health insurance claim denied? What can be done to restore the protection that insurance is meant to provide? In the book Delay, Deny, Defend, Jay Feinman argues that major US insurance companies have transformed from trusted protectors to profit-seeking entities that systematically avoid paying legitimate claims. He says major insurers abandoned their traditional protective role to maximize profits at the expense of their policyholders.  Continue reading below for an overview of this eye-opening book.

How the Lazy Stereotype Hurts Marginalized People

A hard working employee defeating the lazy stereotype in a store

Are you constantly caught in a cycle of overworking to prove your worth? Have you noticed that some people seem to carry an even heavier burden of expectations than others? Devon Price’s eye-opening book, Laziness Does Not Exist, explores how the lazy stereotype disproportionately impacts marginalized communities. His research reveals how people facing discrimination often work twice as hard just to receive the same recognition as their peers. Find out how breaking free from these harmful expectations could transform your life.

With AI, Truth Isn’t a Priority: Yuval Noah Harari Explains Why

A ChatGPT conversation about its truthfulness illustrates the issue of AI truth

What happens when AI systems get better at mimicking human emotions and creating emotional connections? How can we ensure that, with AI, truth remains a priority? In his book Nexus, Yuval Noah Harari reveals how AI’s growing ability to generate human-like content poses unprecedented challenges to our relationship with truth. AI systems are becoming increasingly skilled at creating emotional connections while potentially compromising accuracy and authenticity. Keep reading to explore why the quest for truth in AI systems matters more than ever, and what we can do about it.

AI and Human Agency: A Delicate Balance (Harari)

An AI robot and a human child looking at each other illustrates the balance of AI and human agency

What happens when artificial intelligence becomes better than humans at understanding our social systems and stories? How can we maintain control over AI as it grows more powerful? In his book Nexus, Yuval Noah Harari explores the complex relationship between AI and human agency. He warns that AI systems are advancing rapidly, potentially surpassing our ability to comprehend and shape the social structures that organize our world. Keep reading to discover how we can maintain human agency while harnessing the benefits of AI technology.

The Ethical Use of AI Can Protect Us From AI’s Dangers (Harari)

A woman using a desktop computer at a desk in front of a window illustrates the ethical use of AI

How does artificial intelligence shape the information we consume? What steps can we take to ensure AI becomes a force for good rather than harm? In his book Nexus, Yuval Noah Harari explores the ethical use of AI and its potential impact on humanity. The real danger, he contends, isn’t in the technology itself but in how humans choose to use it, particularly when decisions are based on unreliable information or manipulation. Keep reading to explore how we can harness this powerful technology for humanity’s benefit while avoiding its potential pitfalls.

Ethical Dilemmas in Healthcare: How Doctors Navigate Morals

A doctor having a serious conversation about ethical dilemmas in healthcare with a patient

What happens when a doctor’s professional judgment clashes with a patient’s personal beliefs? How do healthcare providers maintain ethical standards? Ethical dilemmas in healthcare form the backbone of Adam Kay’s memoir This Is Going to Hurt. These challenges range from respecting religious beliefs during medical procedures to managing aggressive patient behaviors. Keep reading to discover real-world examples of how healthcare providers navigate these delicate situations.

The Importance of Inclusivity: Why Compassion Is a Savior

A diverse group of children showing the importance of inclusivity

What does true compassion look like in action? How can communities create spaces where everyone genuinely feels they belong? Greg Boyle’s book, Tattoos on the Heart, shows the power of compassionate connection and the importance of inclusivity in building stronger communities. Readers will discover how breaking down societal barriers and fostering genuine relationships can create lasting positive change. Let’s look at what it means to build truly inclusive communities where everyone thrives.

Is Geoengineering a Solution for Climate Change?

A man holding planet Earth in his hands, trying to geoengineer a solution for climate change

Could geoengineering be the solution to climate change? Are the risks worth the potential benefits? The field of geoengineering is getting a second look from some scientists, policymakers, and tech billionaires, who wonder whether it could help fend off climate disaster. Geoengineering for climate change involves manipulating the Earth’s climate system to counteract the impacts of greenhouse gas emissions. Below, we’ll discuss what geoengineering is, why scientists have pushed back against it, and why some are now giving it a cautious second look.

Smart TVs Are Collecting Your Data—and Using It Against You

A TV in a living room with an image of an eye on the screen, signifying that smart TVs are collecting data

Do you have a smart TV in your home? Did you know that smart TVs collect data on you? What can you do to protect yourself? Your smart TV isn’t just entertaining you—it’s watching you back, according to a recent report by a digital watchdog group that calls connected TVs a “privacy nightmare.” Smart TV and streaming companies are accelerating their surveillance capabilities, collecting increasingly extensive personal data about viewers, often without their knowledge or consent. Continue reading to learn why smart TVs are becoming privacy risks.