Is It a Good Time to Refinance? How to Weigh the Pros & Cons

A man with grey hair and beard thinking in front of a house illustrates the question, "Is it a good time to refinance?"

Is it a good time to refinance? What’s the real cost of refinancing your home in today’s market? How can you tell if refinancing is the right move for your financial future? Mortgage rates are expected to shift in 2025, creating potential opportunities for homeowners to refinance. While some recent home buyers could benefit from current rates, the decision to refinance involves weighing multiple factors, including closing costs, break-even points, and long-term financial impact. Read on to explore the key considerations and to find practical tips to help you make an informed decision about refinancing your home.

How to Become Powerful and Strong: 3 Traits (+ Managing Failure)

A confident woman on the street who's learned how to become strong and powerful

What types of traits do almost all powerful people share? How do you manage failure on your way to gaining power? Power is key to achieving your goals, improving and prolonging your life, and having a significant impact on the world. Jeffrey Pfeffer says that nearly all powerful people share three crucial traits that help them to build and retain their influence: They’re determined, confident, and charismatic. Keep reading to learn how to become powerful and strong, in addition to managing conflict on your journey.

Time Management and Productivity: Balancing Work and Rest

A man sitting on his couch and wearing a watch, trying to practice time management and productivity

Why do traditional workdays feel so draining? What if there was a better way to structure your time for maximum impact with less effort? In their book 10x Is Easier Than 2x, Dan Sullivan and Benjamin Hardy revolutionize time management and productivity concepts by challenging the conventional 9-to-5 workday model. They focus on strategic time blocking and intentional rest periods to achieve extraordinary results while working fewer hours. Find out how restructuring your schedule can transform your productivity.

Physical Changes in Midlife: Comfort, Commiseration, & Counsel

A woman with a shocked and annoyed expression looking in the mirror at her graying hair depicts physical changes in midlife

What happens to your body during your 40s and 50s? Why do simple activities suddenly become more challenging as you age? In Excuse Me While I Disappear, Laurie Notaro offers a candid and humorous look at the physical changes in midlife. Her personal experiences and observations provide both comfort and practical solutions for navigating this transformative phase of life. Keep reading to discover honest insights about aging that will make you laugh while helping you feel less alone in your journey.

How to Overcome Challenges at Work: Competition & Transitions

A man stressed out by paperwork at his desk, who needs to learn how to overcome challenges at work

What makes certain leaders stand out in today’s competitive business world? Do you need to know how to overcome challenges at work? In his book Leading, Alex Ferguson shares advice on managing competition and navigating organizational change. The lessons drawn from his tenure at Manchester United offer practical strategies for modern business leaders facing similar challenges in their professional environments. Discover Ferguson’s time-tested principles of leadership.

Pros and Cons of Green Tea: Is It Really “Nature’s Ozempic”?

A young girl drinking a matcha latte out of a ceramic mug, considering the pros and cons of green tea

Do green tea and matcha make you lose weight? What are the health effects of drinking green tea daily? Are there any risks? Green tea and matcha are taking over the internet due to their apparent weight loss benefits. While green tea does boast many benefits, there are some health concerns that arise if you drink it in excess or take it as a supplement. Here’s a look at the pros and cons of green tea and matcha.

How to Be More Charismatic: Power Through Body Language

A woman showing how to be more charismatic by talking with confidence to an audience

What are the benefits of appearing more charismatic? How can you better understand people to get what you want? Gaining power requires the ability to understand people and win them over. This is because other people are both the greatest source of power and the biggest potential impediment to it. Here’s how to be more charismatic so you can gain power and draw people to you.

How to Plan Your Week Effectively: When to Schedule Tasks

yearly calander in a notebook

How do top performers manage to accomplish so much? Do you want to structure your week that could dramatically boost your productivity and success? In their book 10x Is Easier Than 2x, Dan Sullivan and Benjamin Hardy explore strategies for how to plan your week effectively through strategic time blocking and task organization. They show how you can transform scattered schedules into a purposeful system that maximizes productivity. Keep reading to learn how restructuring your weekly schedule can help you achieve extraordinary results.

Excuse Me While I Disappear: Tales of Midlife Mayhem

A brown-haired woman reading a book with a bookshelf in the background

What happens to our bodies and minds as we enter middle age? How can we find humor and grace in the physical changes that come with getting older? In Excuse Me While I Disappear: Tales of Midlife Mayhem, Laurie Notaro takes readers on a hilarious journey through the realities of midlife transformation. From graying hair to unexpected body changes, she shares personal stories that turn challenging moments into opportunities for laughter and self-acceptance. Read more to discover how embracing gray hair and celebrating life’s wisdom can lead to unexpected freedom and joy.

What the Decline of Reading Means for America’s Future

An artistic image of a young man using his phone on a couch while a pile of books lies on the table, signifying the decline of reading

How often do you read books? What are the benefits of reading literature? Why are fewer Americans reading now than ever before? In the US, the decline of reading rates across all age groups can be seen, threatening cognitive development and civic engagement. Experts say literary reading could virtually disappear within 50 years, changing how future generations process information and participate in civic life. Here’s why fewer people are reading and how the trend could impact society.