Joseph Adebisi

Which regulatory agencies facilitated racism in housing? What are the effects of systemic racism in housing? The IRS, FHA, and the Federal Deposit Insurance Corporation (FDIC) all introduced and enforced discriminatory housing policies that entrenched racism in housing. The primary effect of systemic racism in housing is that it prevents Blacks from building wealth through property ownership, which has led to the massive racial wealth gap seen today. Read on to fully understand how government institutions enabled racism in housing.

What does suburban flight mean? How did the government encourage white flight to the suburbs? Suburban flight describes the migration phenomenon of predominantly white families from the urban areas in cities to suburban tracts. The government encouraged white flight by promoting the phenomenon as a mechanism to avoid racial tension and excluding African Americans from the financial support offered to the white families that moved out. Read on to learn more about the role of the government in the rise of suburban flight.

What is exclusionary zoning? How did exclusionary zoning laws turn black neighborhoods into slums? Exclusionary zoning is the use of racial zoning laws to prohibit Blacks from owning homes in white neighborhoods and vice versa. These racial zoning laws were structured to ensure blacks were confined in densely packed zones adjacent to industrial areas or the pollution industry leading to the deterioration of these neighborhoods into slums. Read on to learn more about how exclusionary zoning laws disadvantaged African Americans.