Darya Sinusoid, Author at Shortform Books

Mutual Funds: Fees, Charges, and Costs Explained

How a Passive Investment Strategy Wins Big

Do mutual funds charge fees? How much should you expect to pay in mutual funds fees? What other costs and charges should you expect to incur when investing in a mutual fund? Before investing in mutual funds, it’s important to consider all the fees and charges you’ll incur. Unlike index funds, mutual funds are actively managed so they incur significant costs for investors. Here are three areas where mutual funds cost more than index funds: expense ratios, sales charges, and portfolio turnover.

The Little Book of Common Sense Investing by Jack Bogle

What is Jack Bogle’s The Little Book of Common Sense Investing about? What’s the key message to take away from the book? In The Little Book of Common Sense Investing, Jack Bogle outlines the reasons why investors typically make more money with index funds than actively managed mutual funds. Because the costs of mutual funds vastly outstrip those of index funds, Bogle argues that mutual funds deliver reduced returns, and those relative losses compound over time. Below is a brief overview of The Little Book of Common Sense Investing by John Bogle.

The Overlooked Benefits of Time Management

Do you feel in control of how you spend your time? Why is it important to manage your time? Time management is one of the most important life skills you can develop. Some of the benefits of time management include increased productivity, better focus, and most importantly, work-life balance. However, many people let external factors dictate how they spend their time. With this in mind, here’s a look at the benefits of time management.

What Is the Turnover Rate in Mutual Funds? Explained

What is the portfolio turnover rate in mutual funds? How does a mutual fund’s portfolio turnover compare to turnover in index funds? Portfolio turnover is the ratio of a portfolio’s total assets to its total purchases and sales. Because higher portfolio turnover creates more fees, such as commissions to stockbrokers, mutual funds cost investors more money due to their higher turnover rates. Keep reading to learn how to evaluate portfolio turnover rates.

How to Become a Different Person: Joe Dispenza’s 4 Steps

Do you want to become a different person? How can you break free from your old, self-sabotaging patterns and become the person you’ve always wanted to be? According to Joe Dispenza, to become a different person, you must break the habits that form your current personality and form new ones that support who you want to be. In his book Breaking the Habit of Being Yourself, he recommends a four-step meditation to help you unlearn your self-sabotaging habits and create a new you. With this in mind, here’s how to become a different person, according to Joe Dispenza.

The Ultimate Guide to Healing Your Mind From Psychic Irritants

Do you get irritated, angry, anxious, or emotional more easily than you would like? How do you rid your mind of everything that doesn’t serve you? If you suffer from anxiety, anger, or any other emotional struggles, it’s a sign that your mind is troubled and needs healing. Like with any ailment, the first step to healing your mind is to acknowledge that intervention is needed. Here are some strategies for healing your mind from psychic irritants.

Are Index Funds Better Than Mutual Funds?

Are index funds better than mutual funds? Can actively managed mutual funds outperform index funds in the long run? Some argue that, despite their higher costs, mutual funds could nonetheless be superior to index funds if they generated proportionately higher returns. In The Little Book of Common Sense Investing, Jack Bogle turns to historical data and statistical models to disprove this misconception. Here’s why mutual funds generate significantly lower returns for investors than index funds.

Joe Dispenza: Breaking the Habit of Being Yourself

What is Joe Dispenza’s Breaking the Habit of Being Yourself about? What is the key message to take away from the book? Joe Dispenza suggests that it’s our habits that keep us from growing and creating the life we want. In Breaking the Habit of Being Yourself, he offers a detailed guide on how to get rid of those habits and replace them with habits that move us toward our ideal selves. Below is a brief overview of Breaking the Habit of Being Yourself by Joe Dispenza.

The Ultimate Guide to Communication in a Marriage

What is the key to effective marital communication? What are some of the most common points of contention when it comes to communication in a marriage? Almost all marriage problems stem from communication errors. There are many possible points of contention when it comes to communication in a marriage, from how often to have sex and how to handle finances to how to raise children. Here’s how to handle some of the most common marital communication problems.

Changing Yourself: Why Is It So Difficult?

Why is it so hard to change yourself? Why do people become stuck in their ways, and what can you do to break free from your old patterns? According to Joe Dispenza, the author of Breaking the Habit of Being Yourself, changing yourself is hard because your habitual patterns become hardwired into your brain and body. He highlights two specific habits that make it difficult to change: emotional addiction and inauthenticity. Here’s why changing yourself is so difficult, according to Dispenza.