Darya Sinusoid, Author at Shortform Books

The Benefits of Spirituality (+ How to Be More Spiritual)

Do you consider yourself a spiritual person? Is it true that people who practice spirituality tend to be happier than those who don’t? Studies have shown that those who have spirituality or religion in their lives tend to be happier and less depressed than those who don’t. Integrating some form of spirituality into your life will infuse it with deeper meaning and make you appreciate its transience and fragility. Keep reading to learn about the benefits of spirituality.

Bad Investments, According to Warren Buffett

What assets should you never invest your money in, according to Warren Buffett? Why are these investments dangerous? Warren Buffett prefers equities over other forms of investment. He cautions against bad investments such as unproductive assets, junk bonds, and financial derivatives. Keep reading to learn why you should steer clear of these investments, according to Buffett.

Why Invest in Index Funds? They Outperform Mutual Funds

Why invest in index funds over mutual funds? Could mutual funds beat the market in the long run? Only a tiny fraction of actively managed mutual funds will outperform index funds in the long run. This is because financial assets tend to converge to the average price over time—a statistical tendency called “reversion to the mean.” Here’s what reversion to the mean means for mutual fund investors.

How to Become a New Person Through Neuroplasticity

How to Build Faith in Yourself and Change Your Life

Do you want to shed your old personality and become a new person? How can you break free from your old ways and begin to think and act in alignment with the vision of the person you want to be? According to Joe Dispenza, our brains have the capacity for neuroplasticity. This means that you have the power to totally rewire your personality and become a whole new person. To do that, you have to ingrain new patterns of thinking, feeling, and behavior. With this in mind, here’s how to become a new person, according to Joe Dispenza.

Leadership in the Workplace: The 3 Soft Skills You Need

What makes a good leader? What kind of leaders do modern organizations need? A good leader isn’t defined by the title. Ultimately, leadership in the workplace is all about dealing with people. And dealing with people, first and foremost, requires soft skills—attributes like empathy, compassion, and emotional intelligence. With this in mind, here are three leadership qualities modern workplaces need.

The Ultimate Guide to Budgeting: Strategies and Tips From Pros

Do you know how much money you’re actually spending? Or does your end-of-the-month bank balance come as a surprise? Why is it important to budget your expenses? Many people don’t budget their expenses: They just spend whatever is left after all their essential bills (e.g. rent and utilities) have been paid off. This is because creating a budgeting strategy that works for you is time-consuming, work-intensive, and complicated. Here are several budgeting strategies so you can either choose one that works for you or use them as an inspiration to create your own.

The Gap Between Mutual Funds’ ROI and Index Funds’ ROI

What’s the difference between mutual funds and index funds? Which gives a higher return on investment? According to John Bogle, the author of The Little Book of Common Sense Investing, mutual funds generate significantly lower ROI than index funds. Furthermore, the gap between mutual funds’ ROI and index funds’ ROI is set to increase in the future. Here’s why mutual funds’ ROI is going down, according to Bogle.

Warren Buffett’s Wall Street Criticisms

How to Invest Wisely in the Stock Market

Why does Warren Buffett criticize the Wall Street approach? What are some ways in which Wall Street investment firms mishandle investors’ money? According to Warren Buffett, Wall Street’s business-as-usual practices highlight many areas in which most investment companies don’t serve the interests of the people whose money they steward. Specifically, Buffett highlights the failings of CEO culture, shady accounting, overpriced acquisitions, and the systemic dangers of financial derivatives. Keep reading to learn about Warren Buffett’s criticisms of Wall Street’s practices.

How Do Habits Form and Become Second Nature?

What exactly are habits? What role do habits play in your life? How do habits form? Habits are thoughts, emotions, and behaviors that you engage in regularly. Your habits are the foundation of your personality because they represent your way of being and acting in the world. Therefore, changing your life requires changing your habits. Keep reading to learn how habits develop and how they become second nature.

Bond ETFs vs. Bond Mutual Funds: Which Are Better?

What is the difference between bond ETFs vs. bond mutual funds? Which delivers a higher return on investment? Bond mutual funds are actively managed funds where investors’ capital is distributed among select securities. In contrast, bond ETFs purchase securities that reflect certain bond indices. According to John Bogle, the author of The Little Book of Common Sense Investing, bond index funds deliver better returns than bond mutual funds. Here’s why bond ETFs are more profitable than bond mutual funds, according to Bogle.