Joel Greenblatt Magic Formula Investing Strategy: Explained

A red graph of stocks going up thanks to magic formula investing

How do successful investors consistently beat the market? Is there a formula that could help you identify undervalued stocks with strong potential? Joel Greenblatt’s Magic Formula investing strategy offers a systematic approach to identifying profitable investment opportunities through a combination of two key metrics: return on capital and earnings yield. Keep reading to discover how this straightforward strategy can help you achieve stock market success.

The Google Antitrust Ruling: A Pivotal Moment in Regulation

A magnifying glass magnifying "Google" on the Google search homepage illustrates the Google antitrust ruling

What happens when a tech giant violates antitrust laws? How might the Google antitrust ruling reshape the future of online search and digital competition? The landmark ruling against Google’s search business monopoly marks a pivotal moment in tech industry regulation. The decision challenges Google’s exclusive agreements and default search deals, potentially opening doors for competitors while reshaping how millions access information online. Keep reading to discover how this historic ruling could transform the tech landscape, impact digital advertising, and set new precedents for regulating big tech companies.

Lumber Prices in 2024: What Happened and Why (Analysis)

A stack of lumber at a home construction site illustrates lumber prices in 2024

What’s behind the dramatic 75% drop in lumber prices since their 2021 peak? How will these price changes affect homeowners and builders in the coming months? The lumber market has experienced unprecedented shifts, from pandemic-driven highs to record lows in 2024. These fluctuations have forced sawmills to adapt, created opportunities for buyers, and reshaped the construction industry landscape. Keep reading to understand what happened with lumber prices in 2024 and what these changes mean for your next building project and the market as a whole.

The Mortgage Refinancing Boom of 2024: Causes & Impact

An upscale house with a boxy design and nice landscaping illustrates the US mortgage refinancing boom that started in 2024

What does the current refinancing boom mean for homeowners? Why are mortgage applications hitting their highest levels since 2022? The refinancing surge of late 2024 marks a significant shift in the mortgage landscape, driven by falling interest rates and the Federal Reserve’s recent policy changes. Homeowners across the country are seizing opportunities to lower monthly payments, reduce loan terms, or tap into home equity for various financial needs. Keep reading to explore the factors driving this refinancing boom and how it’s affecting the mortgage market.

Is It a Good Time to Refinance? How to Weigh the Pros & Cons

A man with grey hair and beard thinking in front of a house illustrates the question, "Is it a good time to refinance?"

Is it a good time to refinance? What’s the real cost of refinancing your home in today’s market? How can you tell if refinancing is the right move for your financial future? Mortgage rates are expected to shift in 2025, creating potential opportunities for homeowners to refinance. While some recent home buyers could benefit from current rates, the decision to refinance involves weighing multiple factors, including closing costs, break-even points, and long-term financial impact. Read on to explore the key considerations and to find practical tips to help you make an informed decision about refinancing your home.

The Effects of Inflation on People: Analysis & Tips for Survival

A piggy bank with a worried look on its face illustrates the effects of inflation on people

What’s happening to American households as prices continue to soar? How are families finding ways to cope with the financial and emotional strain of today’s economy? The effects of inflation on people extend far beyond just higher price tags at the store. From mounting credit card debt to difficult choices about housing, Americans are facing challenges that impact both their wallets and their well-being. Keep reading to discover practical strategies that can help you navigate these challenging economic times while protecting your financial and emotional health.

US Colleges Are Shutting Down: Here’s Why (+ the Impacts)

Students walking on a college campus during the fall, representing the fact that large colleges are doing well while small colleges are shutting down

Why are so many small colleges shutting down in the US? How do these closures affect students and communities? Small colleges are rapidly disappearing across the US, with more than 500 private nonprofit institutions closing since 2014, and one closing every week in 2024. Many students whose colleges close never complete their degree—college closures also upend local economies. Keep reading to learn why small colleges are closing in the US and why it’s such a big deal.

3 Approaches to the Increasing Gas Prices in the US

A hand pumping gas into a car at a gas station to signify the increasing gas prices

Why is there so much anxiety around increasing gas prices in the US? Is the anxiety founded? Why do gas prices fluctuate? Gas prices are always a point of contention among Americans. Despite American gas prices being significantly lower than European prices, politicians on all sides continuously draw attention to them. Keep reading to learn about the different approaches to gas price anxiety.

The Fed’s Interest Rate Cut (September 2024): Is It Helping?

The Federal Reserve building in Washington, DC, illustrates the Fed's interest rate cut (September 2024)

Why did the Fed cut interest rates in September? When can borrowers expect to see meaningful relief in their monthly payments? The Fed’s interest rate cut (September 2024) marked a significant shift in Federal Reserve policy, coming after years of aggressive rate hikes to fight inflation. While this reduction signals progress in the battle against rising prices, many Americans still face financial challenges from lingering inflation effects. Keep reading to learn how interest rate cuts in September 2024 and beyond could affect your financial future, from mortgage payments to car loans.

6 Myths About Gas Prices in the United States, Debunked!

A gas pump at a Shell gas station

Who controls gas prices in the US? Why are gas prices higher in the summer? Why do gas prices matter so much to Americans? Because gas plays a huge role in the day-to-day life of Americans, it’s no surprise that it’s a constant source of stress and a frequent political focus. However, not everything you hear about gas prices is accurate. Here’s a look at the top six gas myths and the realities behind them.