How to Use a Credit Card Responsibly: 6 Tips

How to Use a Credit Card Responsibly: 6 Tips

Do you avoid using your credit card out of fear of overspending? What are some things you can do to minimize credit card liability? Once you have a credit card you’re happy with, you need to learn how to use it responsibly. Otherwise, it’s all too easy to forfeit the benefits and wind up saddled with debts and fees. Here are six tips on how to use a credit card responsibly.

Neoliberalism in South Africa: How It Began

Neoliberalism in South Africa: How It Began

How did South Africa become a neoliberal economy? How has neoliberalism affected post-apartheid South Africa? Post-apartheid South Africa was tricked into embracing neoliberalism. The ANC didn’t see the trap until it was far too late. With their energy focused on winning Parliament, they accepted neoliberal economic compromises that would make realizing their goals impossible. In this article, you’ll learn about the arrival of neoliberalism in South Africa,

Ramit Sethi’s Investing Roadmap: The 6 Steps

Are You a Prodigious Accumulator of Wealth?

Do you have to be rich to invest? How much money do you need to get started? According to financial educator Ramit Sethi, investing isn’t just for the wealthy—even minimum-wage earners can start investing if they get to grips with their finances. In his book I Will Teach You to Be Rich, Sethi provides a six-step investing roadmap to help you get started on your investing journey, no matter your current income. Keep reading for Ramit Sethi’s six-step process for getting started with investing.

Mindful Spending: Know Where Your Money Goes

Mindful Spending: Know Where Your Money Goes

Are you a responsible spender? Or do you often find yourself wondering where your money actually goes? Does your credit card bill often come as a surprise? Most people are guilty of having no idea where their money goes or how much they’re spending on different things. As a result, they’re constantly feeling guilty about spending money because they don’t actually know how much money they have to spend, so each purchase could mean a nasty surprise on that month’s credit card bill. In this article, you’ll learn about mindful spending and how you can spend even more than you

Naomi Klein’s The Shock Doctrine: Book Overview

Naomi Klein’s The Shock Doctrine: Book Overview

What is Naomi Klein’s The Shock Doctrine about? How does Klein define “disaster capitalism”? The Shock Doctrine, by Naomi Klein, is a study of the history of economic shock therapy, which is a method of (supposedly) boosting a country’s economy through rapid deregulation, privatization, and severe cuts to government spending. It also examines how economic shock therapy gave rise to what Klein calls the disaster capitalism complex: a privatized system of destruction and reconstruction that funnels billions of dollars into corporate pockets.  Below is a brief overview of the key takeaways.

The Psychology of Selling: Book Quotes by Brian Tracy

The Psychology of Selling: Book Quotes by Brian Tracy

Are you looking for The Psychology of Selling book quotes? What are some of the most noteworthy passages worth revisiting? In his book The Psychology of Selling, Brian Tracy explains how you can become successful at sales by understanding the psychology behind top salespeople. He walks you through basic and advanced selling techniques, demonstrating how you can dramatically increase your sales success by improving your skills just a little bit on a consistent basis.  Below is a selection of quotes from The Psychology of Selling by Brian Tracy.

How to Start a Roth IRA & Begin Saving for Retirement

Wealth Building and the Power of Compounding

What kind of account is a Roth IRA? What is the difference between a Roth IRA and a 401(k) retirement accounts? A Roth IRA is an individual retirement account that allows you to deposit and grow your after-tax earnings tax-free. Unlike a 401(k), you don’t need an employer to sponsor it (and there’s no employer match option). Roth IRAs also allow you to invest however you want rather than making you choose between a few pre-selected funds like a 401(k).  In this article, we’ll explain how to start a Roth IRA so you can begin saving for retirement.

How the ANC Party Started a Liberation Movement

How the ANC Party Started a Liberation Movement

What was the role of the ANC in South Africa? Why was the ANC resisting the National Party? In 1955, South Africa was ruled by the white supremacist National Party. That year, the African National Congress (ANC)—which, despite its name, is a political party rather than a congress—began fighting in earnest against their oppressive rule. Learn how the ANC party started the liberation movement against apartheid.

A Look Inside the Minds of the Top Salesmen

A Look Inside the Minds of the Top Salesmen

Do you want to level up your sales game and become the top salesman? What is it that distinguishes successful salespeople from mediocre ones? People who succeed in sales have high incomes and job security. However, while lots of people enter the profession, only a few find such success, and there’s a wide discrepancy between the results of top salespeople and mediocre ones. In this article, we’ll look at the psychology of successful salespeople and the mindset that fuels their success.

Buying Decisions—Are They Emotional or Rational?

Buying Decisions—Are They Emotional or Rational?

What makes people buy? Are most consumer decisions rational (as most of us would like to believe) or emotional (driven by impulses)? When a customer is faced with the option of buying a product or service, she can do one of three things: she can buy it, she can buy a competitor’s product, or she can buy nothing. In any case, this decision will be driven by her emotions: buying decisions are emotional, not rational. In this article, we’ll take a look at the drives and emotions behind the consumer decision-making process.