In this episode of Stuff You Should Know, Josh Clark and Chuck Bryant examine the 1997 North Hollywood Bank Robbery and its lasting effects on American law enforcement. They discuss the background of the two perpetrators—known as the "High Incident Bandits"—including their history of violent heists and their extensive arsenal of military-grade weapons and tactical gear.
The hosts detail how the 40-minute shootout between the robbers and over 300 police officers exposed critical weaknesses in police equipment and training, as law enforcement found themselves outmatched by the robbers' superior firepower and body armor. The episode explores how this event led to the implementation of Section 1033 of the Defense Spending Act and subsequent changes in police militarization, including both intended and unintended consequences for law enforcement agencies across America.

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Phillips and Matasurano, known as the "High Incident Bandits," had a concerning history with law enforcement. In 1993, police discovered an extensive arsenal in their car, including multiple firearms, explosives, and tactical gear. Despite this alarming find, they served only four months on misdemeanor charges and even had their weapons returned.
The duo went on to conduct several violent heists, including a deadly 1995 Brinks truck robbery and two brutal Bank of America robberies in 1996, netting between $1.3 and $1.7 million. The FBI suspected their sophisticated operations were supported by a larger criminal or terrorist organization, though these connections were never conclusively proven.
In February 1997, Phillips and Matasurano, wearing tactical gear and wielding AK-47s, attempted to rob a North Hollywood Bank of America. As Chuck Bryant notes, they chose a payday to maximize their potential take. The robbery quickly evolved into an unprecedented shootout with law enforcement.
The robbers, protected by superior body armor and armed with high-powered weapons, managed to hold off over 300 police officers for 40 minutes. Their bullets could penetrate police Kevlar vests, vehicles, and even concrete. The confrontation resulted in injuries to 12 officers and 8 bystanders, while both robbers were ultimately killed.
Josh Clark and Chuck Bryant discuss how this event transformed American policing. The shootout exposed critical gaps in police equipment and training, as officers found themselves outgunned by civilians. This led to the implementation of Section 1033 of the Defense Spending Act, allowing police departments to acquire military-grade equipment.
However, Clark points out that this militarization has had unintended consequences, with studies showing an increase in police-related shootings and deaths following the acquisition of military equipment by local law enforcement agencies.
1-Page Summary
Phillips and Matasurano, known as the "High Incident Bandits," had a history of violent bank heists, suspected connections to larger criminal groups, and surprisingly lenient treatment after their initial arrest.
In 1993, Phillips and Matasurano were pulled over in a rental car, leading to a startling discovery. Police found an extensive cache of weapons and gear in their trunk. The arsenal included two 9mm handguns, two .45 handguns, two Kalashnikovs, six smoke grenades, two homemade bombs, three machine guns, two bulletproof vests, one gas mask, six holsters, wigs, ski masks, two police radio scanners, a stopwatch, and nearly 3,000 rounds of ammunition.
Despite the alarming amount of weaponry, they claimed they were merely heading to a shooting range. Consequently, they were charged with a misdemeanor weapon charge and served only about four months in county jail. The district attorney cited a lack of evidence to convict them of conspiracy to commit robbery. After completing their sentences, the DA and the judge even agreed to return their confiscated weapons to offset their legal costs, without any further monitoring.
Subsequent investigations revealed that Phillips and Matasurano were the assailants behind a series of high-profile and violent robberies. They were responsible for a lethal Brinks truck heist in 1995, during which they killed a driver outside a Bank of America. In 1996, they conducted two ruthless Bank of America robberies, one of which involved robbing an armored car and committing murder at the same location.
These robberies were exceptionally bold, conducted with automatic rifles, body armor, ski masks, and sunglasses. The duo operated with a willingness ...
Criminal Background of the Bank Robbers
On February 28th, 1997, two heavily armed individuals, Larry Eugene Phillips Jr. and Emile Matasareanu, engaged in a dramatic bank heist in North Hollywood, leading to an intense and prolonged confrontation with law enforcement that would come to be known as the North Hollywood shootout or the Battle of North Hollywood.
The duo targeted a North Hollywood Bank of America, choosing a payday for their robbery, which indicates they had planned the timing to coincide with when the bank would have a large amount of cash. Chuck Bryant refers to them as wearing tactical gear and ski masks when they entered the bank and fired into the air with their AK-47s, showing their intention to display dominance and control.
Phillips and Matasareanu were approached by police cruisers almost immediately after entering the bank. Following the shots fired by the robbers, the officers called for backup, recognizing the robbers as the "high incident bandits." When emerging from the bank with approximately $300,000, they found the police waiting outside and engaged in a fierce firefight, where over 300 police officers from different agencies were involved. The robbers were able to put up a significant fight due to their high-powered weaponry, which allowed their bullets to penetrate police officers’ Kevlar vests, police cars, and even concrete structures.
Phillips and Matasurano's tactical gear included body armor that made them nearly impenetrable to gunfire. Consequently, they were able to hold off the police for an astonishing 40 minutes, despite being outnumbered. Clark and Bryan ...
North Hollywood Bank Robbery and Shootout
Josh Clark and Chuck Bryant discuss the ramifications of the North Hollywood shootout on police equipment and training, leading to a significant change in US police forces' approach towards militarization.
The shootout was a turning point, revealing that police might be outgunned by heavily armed criminals, as highlighted by Josh Clark. The event led to police carrying assault rifles and addressing the realization that they needed to be properly armed. Chuck Bryant points out that at the time, civilians could even be more heavily armed than police officers. This disparity exposed equipment and training shortfalls within the police force.
The criticism that the Los Angeles Police Department faced for being outgunned during the incident prompted changes across the nation. Clark remarks that the police recognized their lack of preparedness for events like the North Hollywood shootout. He references the Defense Spending Act of 1997, which includes Section 1033, as instrumental in police m ...
Impact on Police Militarization
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