In this episode of Money Rehab with Nicole Lapin, Laura Clery shares how financial ignorance and dependence kept her trapped in an abusive marriage. Despite earning significant income from viral success, Clery never monitored her finances, allowing her ex-husband Steven to manage everything while he secretly fueled a drug addiction. Her avoidance—rooted in money shame and beliefs that artists shouldn't care about wealth—led to crisis: shut-off utilities, depleted savings, and a divorce process that stretched nearly two years.
The conversation explores the hidden costs of financial complacency and the path to rebuilding after leaving a toxic relationship. Clery and Lapin discuss practical strategies for financial recovery, including establishing oversight systems and building trusted financial teams. They emphasize the importance of financial literacy for women, advocating for separate accounts, transparency, and rejecting the "I'm bad with money" narrative. The episode also covers mindset shifts around abundance, demonstrating how affirmations and reframing beliefs about wealth can unlock new financial possibilities.

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Laura Clery describes how her lack of financial oversight contributed to her remaining in an abusive marriage with Steven. Despite achieving viral success and earning significant income, Laura never checked their finances, allowing Steven to manage everything. She didn't know the extent of Steven's drug purchases or financial mismanagement, even when outsiders warned her. Laura rationalized his behavior, believing Steven was eccentric and trusting his claims about business ventures. She continued supporting him financially out of obligation—because he'd contributed to her career and was the father of her children. This denial led to acute crises: her water was shut off due to unpaid bills, and she carried two mortgages while accumulating at least $30,000 in monthly expenses.
Steven's assumption of financial management, despite Laura's higher income, cemented an unhealthy dependence. By letting Steven and a business manager supervise the money, Laura abdicated her agency and shielded herself from uncomfortable truths, enabling her to ignore the dysfunction and delay protective action.
Laura reflects that her vulnerability stemmed from deep-seated beliefs about money and artistry. Raised to think wealthy people are greedy and that true artists shouldn't care about money, she internalized that not looking at money was morally superior. This ideology led her to avoid financial responsibility, making her susceptible to manipulation. Laura's story illustrates how money shame and avoidance—compounded by women's socialization to defer financial decisions—create fertile ground for financial abuse and loss of agency in relationships.
Laura Clery's story reveals how financial complacency during turbulent times can lead to devastating consequences.
After separating from Steven, Laura continued financially supporting both households. Their bookkeeper kept paying all bills from a joint account, and when those funds dwindled, Laura covered payments from her own savings—this while her income was reduced due to trauma and emotional upheaval. Her financial cushion rapidly eroded, culminating in a shocking moment when her water was shut off in her $3 million home while she was bathing children. To meet immediate needs, she took on brand deals she wasn't passionate about simply to pay mortgages.
Laura initially chose mediation over hiring lawyers, believing it would be less expensive. She hired a mediator for $5,000, but Steven's withdrawal—skipping meetings, failing to turn in paperwork—stretched the process from months to nearly two years. This forced Laura to continue depleting her savings. When the mediator eventually fired them, Laura couldn't afford the $40,000 lawyer retainer because her savings were exhausted. Laura now regrets not filing for a restraining order and securing a lawyer immediately, recognizing that her desire to maintain peace ultimately worked against her interests.
Laura's decision to keep supporting Steven financially stemmed from wanting stability for their children. She believed Steven was building a sound healing business, but he was actually funding his drug habit. Followers warned her about suspected drug use, but Laura dismissed these concerns. This lack of financial awareness left her unprepared for mounting instability and enabled harmful behavior to continue unchecked until her household infrastructure literally collapsed.
After her divorce, Laura rebuilt her finances by assembling a team of five people, including a bookkeeper, producer, director, negotiator, and money manager. She now meets monthly with her bookkeeper to review everything she's earned and paid out, confronting her finances directly instead of avoiding them. This structured oversight gives Laura freedom to remain creative while always knowing her financial position, helping her plan and maintain stability.
Upon separating, Laura faced challenges in daily tasks she once relied on her partner to handle. Initially overwhelming, rebuilding her life made Laura realize she was entirely capable of managing everything herself. She describes the financial crisis as empowering, pushing her to learn and grow. Laura now finds emotional and psychological liberation in financial independence and proclaims she never wants to cohabit with a man again unless he brings significant financial contribution.
Laura credits her financial independence as the critical factor that allowed her to safely leave her relationship with Steven and provide security for her children. Nicole Lapin highlights this contrast, noting that Laura's ability to leave stemmed from having her own money—something Laura's stay-at-home mother never had. This financial stability empowers Laura to make choices for her personal safety and her children's future.
Laura Clery and Nicole Lapin assert that women should always have their own separate bank accounts and be fully aware of their financial situations. Laura reflects on not paying close attention to her finances even when earning $200,000 a month, deferring to her partner for managing money. Clery underscores that many women fall into the narrative of "I'm not good with money," which creates serious vulnerability. Not taking an active role allowed financial abuse to go undetected in her life.
Nicole Lapin and Laura Clery discuss how jargon around money has long been a gatekeeping tool of male-dominated institutions, discouraging women from financial engagement and fostering dependency. Lapin emphasizes that insight, education, and reliable advice are more important than wealth when taking charge of finances. Laura now works with a bookkeeper, conducting monthly meetings, and makes conscious efforts not to avoid financial reality. Lapin encourages women to shift from "I'm bad with money" to "I'm learning about money," a mindset Clery eagerly adopts.
Clery advises that avoiding financial secrets and maintaining openness can prevent abuse in toxic relationships. Her monthly reviews with her bookkeeper are an empowering practice that contrasts with her prior avoidance. Understanding money isn't just an asset; it's a crucial safety mechanism for women to retain agency, protect themselves from abuse, and ensure independence.
Laura Clery attributes her financial success to daily affirmations and visualization practices. Each morning, before she actually earned it, Clery would say, "I am so happy and grateful I earned six figures a month every single month." Within months, she began earning exactly that. She recounts her mindset as a struggling actress: she affirmed only needing enough money to pay rent and eat, which resulted in her always making just enough for survival. Once she shifted her affirmations to wanting abundance, she began recognizing opportunities she believes were always available but previously unnoticed.
Nicole Lapin advises Laura to take on the identity of "an investor" for greater ownership of her financial decisions. Laura eagerly adopts the affirmation. She reflects on how her previous self-concept as a "money-averse artist" prevented her from managing her finances. By shifting her narrative from "I'm bad at money" to "I'm learning about money," Laura demonstrates renewed openness to financial literacy. Both emphasize the importance of reframing self-concept to unlock new financial possibilities.
Laura and Nicole clarify that visualization and affirmations alone are insufficient without genuine belief and consistent effort. Laura insists, "You can't just sit there and like manifest a million dollars, but I do believe if you don't believe it's possible then it's not going to be." Her journey from a struggling actress to a six-figure creator illustrates that internal belief, actionable effort, mindset shifts, visualization, and gratitude practice together fuel sustainable financial growth.
1-Page Summary
Laura Clery describes how her lack of financial oversight contributed to her remaining in an abusive and dysfunctional marriage with Steven. Even as she achieved viral success and significant income from brand deals, merchandise, and monetization, Laura never checked the details of their finances, allowing Steven to manage all aspects of their money. Despite earning more, she handed over responsibility to Steven and a business manager, never closely monitoring where her money was going. This lack of involvement meant she didn't know the extent of Steven's drug purchases or his financial infidelity, even when outsiders warned her there were warning signs. Laura says she simply believed Steven was eccentric and trusted his claims about using money for new business ventures, such as sound healing and music.
Steven’s behavior became increasingly erratic and abusive, but Laura continued to support him financially out of obligation—because Steven had contributed to her career and was the father of her children. She rationalized funding him, even as her finances suffered. Eventually, this denial and outsourcing of financial responsibility led to neglect—her household’s water was shut off due to unpaid bills, and she was saddled with two mortgages for both her and Steven’s properties. Laura recounts having at least $30,000 in monthly expenses, sometimes rising to $40,000 when covering Steven’s household, yet she remained unaware of where her money was going until these acute financial crises occurred.
Steven's assumption of financial management, despite Laura's higher income from her creative work, cemented an unhealthy dependence. Laura’s financial passivity made her vulnerable to Steven’s manipulation; her success became another means for him to justify taking over finances. By letting Steven and later a business manager supervise the money, Laura abdicated her agency and shielded herself from uncomfortable truths, rationalizing her continued support of Steven even as red flags mounted. This financial setup became a crutch, enabling Laura to continue ignoring the dysfunction and delaying deci ...
Financial Dependence and Ignorance: Women's Loss of Agency in Toxic Relationships
Laura Clery’s story reveals how financial complacency during a turbulent period can lead to devastating consequences, from depleted savings and basic utilities being shut off to unknowingly enabling destructive behavior.
After separating from her husband Steven, Laura continued to financially support both their households. Their bookkeeper and business manager kept paying all the bills—both mortgages—from a joint account, and when those funds dwindled, Laura covered the payments herself. This continued support happened at a time when Laura’s income was reduced, as she was producing content less frequently due to trauma and emotional upheaval.
Digging into her savings to cover mounting expenses, Laura quickly found her financial cushion eroding. The emotional toll of the separation, coupled with the high costs she continued to shoulder, rapidly depleted her resources, causing a personal crisis. This crisis became startlingly concrete when Laura’s water was shut off in her $3 million home. She recounted how she discovered the water outage while bathing children—her own and a friend’s—suddenly left soapy and stranded. This moment forced her to confront the dire state of her finances and the need for a major change.
Despite growing up without wealth, Laura had always found security in feeling loved and safe. She acknowledged that while money helps, it’s not an antidote to deeper emotional struggles. Still, she felt the pain of financial insecurity acutely, comparing her situation to many others who live paycheck to paycheck and describing the anxiety of not knowing how the next month’s bills would be paid. To meet immediate financial needs, she took on brand deals she wasn’t passionate about, including promoting a water flosser—simply to pay her mortgages.
Laura initially chose mediation over hiring lawyers, believing it would be less expensive and more peaceful. She hired a mediator for $5,000, which seemed at the time like a bargain. At first, mediation sessions with Steven were amicable and productive, but his subsequent withdrawal—skipping meetings, failing to turn in paperwork—stretched the process from a few months to nearly two years. This unresolved limbo forced Laura to continue depleting her savings to maintain stability for herself and her children.
Eventually, the mediator fired them due to lack of progress, and Laura faced the stark reality of legal costs: she could not afford the $40,000 lawyer retainer because her savings were exhausted from nearly two years of drawn-out proceedings. The delay not only intensified her emotional trauma and kept her from rebuilding financially, but it also left her without legal protections she needed early in the process. Laura now regrets not filing for a restraining order and securing a lawyer immediately, recognizing that her desire to maintain peace—and believing her ex when he promised to get help—ultimately worked against her interests.
Hidden Costs of Complacency: Consequences Like Depleted Savings, Utilities Shut Off, Enabling Harmful Behavior When Money Isn’t Monitored
Laura Clery's financial recovery after a toxic relationship demonstrates the importance of rebuilding, building trusted systems, and claiming independence.
After her divorce, Laura rebuilt her finances by assembling a team of five people, including a bookkeeper, producer, director, negotiator, and money manager. This support system helped her produce, assist, edit, direct, negotiate, and manage her money, providing structure and accountability. Laura now meets monthly with her bookkeeper to review everything she has earned and paid out, confronting her finances directly instead of being afraid to look. Regularly talking through the details with her bookkeeper ensures transparency and empowers her to make informed decisions about her career and life. This structured oversight gives Laura the freedom to remain creative while always knowing her financial position, which helps her plan and maintain stability.
Upon separating, Laura faced challenges in daily tasks she once relied on her partner to handle, such as turning on the hot tub or running her business. Initially, these tasks seemed overwhelming, but rebuilding her life made Laura realize that she was entirely capable of managing everything herself. This process of mastering new responsibilities was both exciting and liberating. Laura describes the financial crisis as empowering, pushing her to learn and grow. She now finds emotional and psychological liberation in financial independence and proclaims her current freedom and enjoyment of single life. She has discovered she never wants to cohabit with a man again unless he brings significant financial contribution, underlining how much she values her self-su ...
Financial Recovery: Regain Independence, Establish Systems, and Create Stability After a Toxic Relationship
Laura Clery and Nicole Lapin assert that women should always have their own separate bank accounts. Both advocate for women to be fully aware of their financial situations—not just how much they have, but also what their ongoing monthly expenses are and what money is coming in and out. Laura reflects on her own experience of not paying close attention to her finances, even when she was earning $200,000 a month. Despite what seemed like a secure situation, Clery admits she didn't really look at her financial details, telling herself she knew enough “directionally” because she managed her own brand deals, but she ultimately deferred to her partner for managing the money.
Clery underscores that many women, like herself, may fall into the narrative of thinking, "I'm not good with money," or, "It's not my strength," which can create serious vulnerability, as it did for her. Not taking an active role or claiming to not care about money—statements such as “I'm not doing it for the money”—allowed financial abuse or mismanagement to go undetected in her life.
Nicole Lapin and Laura Clery discuss how jargon around money, finance, and investing has long been a gatekeeping tool of traditionally male-dominated institutions, reinforcing the idea that women need men to manage money. This belief discourages women from financial engagement and fosters dependency, especially in toxic or controlling relationships. Clery affirms this, noting that many women think they need a man to control the finances.
Lapin emphasizes that, for women, insight, education, and reliable advice are more important than wealth when it comes to taking charge of finances. Laura’s own journey shows that even with significant income, a lack of direct engagement led to problems. She now works with a bookkeeper, conducting monthly meetings about exactly what she earns and pays out, and she makes a conscious effort not to avoid or deny the reality of her finances. Clery reiterates that progress is not about perfection and that there is always more to learn about money.
Importantly, Lapin encourages women to shift the narrative from "I'm bad wi ...
Women's Financial Literacy: The Importance of Separate Accounts, Knowing Numbers, and Understanding Money For Independence and Safety
Laura Clery attributes her financial success to daily affirmations and visualization practices. She describes focusing on best-case scenarios, consistently writing gratitude lists, and visualizing her desired achievements, including specific monetary goals. Each morning, before she actually earned it, Clery would say, "I am so happy and grateful I earned six figures a month every single month." Within months, she began to earn exactly that—six figures a month—and believes she manifested her entire life through such practices.
Clery recounts her mindset as a struggling actress: she affirmed only needing enough money to pay rent and eat, which resulted in her always making just enough for survival. Later, she shifted her affirmations to wanting to help her family and afford things for herself. This shift from scarcity to abundance led her to recognize and seize opportunities she believes were always available but previously unnoticed. Laura emphasizes that once she began affirming abundance, her "vibration was just up here," allowing her to perceive more abundant opportunities, whereas affirming scarcity kept her confined to minimal financial goals.
Nicole Lapin advises Laura to take on the identity of "an investor" for greater ownership and to influence her financial decisions. Nicole asserts the power of embracing and declaring, "I'm an investor." Laura eagerly adopts the affirmation, repeating it with enthusiasm. She further reflects on how her previous self-concept as a "money-averse artist" prevented her from managing her finances. By shifting her narrative from "I'm bad at money" to "I'm learning about money," Laura demonstrates renewed openness to financial literacy. Both Clery and Lapin underscore that women’s pervasive money narratives can restrict them, highlighting th ...
Mindset Shifts: Affirmations, Visualization, and Reframing Wealth to Move From Scarcity To Abundance
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