Podcasts > Creating Confidence with Heather Monahan > Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

By Heather Monahan

In this episode of Creating Confidence with Heather Monahan, guest Matt Higgins discusses why having backup plans can undermine success. Higgins shares his personal journey from dropping out of high school in Queens to attending Harvard, using his experiences to illustrate how committing fully to a goal—without safety nets—can drive achievement.

The conversation explores research on the "burn the boats" mindset, including studies on how the absence of fallback options affects motivation and success. Through examples like Ukrainian President Zelensky's leadership and NFL coach Rex Ryan's crisis management, Higgins and Monahan examine how embracing vulnerability and managing anxiety can become tools for personal growth and leadership development.

Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

This is a preview of the Shortform summary of the Mar 4, 2026 episode of the Creating Confidence with Heather Monahan

Sign up for Shortform to access the whole episode summary along with additional materials like counterarguments and context.

Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

1-Page Summary

Matt Higgins' Personal Story and Background

Matt Higgins shares his journey from poverty in Queens, New York, to remarkable success. Raised by a single mother who struggled with obesity and poverty, Higgins made the unconventional decision to drop out of high school at 16 to earn his GED. This strategic move allowed him to take better-paying college student jobs. Despite initial stigma, he later returned to his high school as debate team captain and eventually found his way to Harvard, marking a dramatic transformation from his challenging beginnings to prestigious achievements.

Psychological and Scientific Research On "Burn the Boats" Concept

Heather Monahan and Matt Higgins discuss research showing how backup plans can actually undermine motivation. They reference studies suggesting that people without fallback options are more likely to persist and succeed. The discussion explores the concept of "optimal anxiety," based on the Yerkes-Dodson law from the 1920s, which suggests that a controlled amount of anxiety can drive success. Both speakers share strategies for managing anxiety productively, including third-person self-talk and leveraging the fight-or-flight response for personal growth.

Examples Of Successful "Burn the Boats" Mindset

Two powerful examples illustrate the "burn the boats" mindset in action. First, Ukrainian President Volodymyr Zelensky's unwavering commitment to his country's defense, demonstrated by his rejection of evacuation offers, inspired global support and investment in Ukraine's defense. Second, Matt Higgins recounts how Jets coach Rex Ryan transformed a potentially embarrassing personal scandal into a moment of authentic leadership by embracing vulnerability, which strengthened his connection with his team.

Key Factors in Success: Commitment, Risk, and Overcoming Shame

Higgins emphasizes that "burning the boats" isn't about reckless risk-taking but rather making thorough preparations and committing fully to a chosen path. He shares personal experiences, including his battle with cancer and divorce, to demonstrate how embracing vulnerability can be a powerful leadership tool. Both Higgins and Monahan agree that sharing personal struggles creates meaningful connections and encourages others to pursue their goals despite obstacles.

1-Page Summary

Additional Materials

Counterarguments

  • While backup plans may undermine motivation for some, they can also provide a safety net that encourages risk-taking by reducing fear of total failure.
  • The concept of "optimal anxiety" might not apply universally, as individuals have different thresholds for stress, and what motivates one person could paralyze another.
  • The "burn the boats" mindset may not be suitable for all situations or individuals, as some scenarios and personalities benefit from flexibility and the ability to pivot.
  • Embracing vulnerability is powerful, but there are contexts where it might be seen as a weakness or be professionally risky, depending on the organizational culture and stakeholders involved.
  • Success stories like Matt Higgins' are inspiring, but they may also contribute to survivorship bias, overlooking the many who took similar risks but did not succeed.
  • The narrative of overcoming hardship can sometimes unintentionally minimize the systemic issues that contribute to poverty and the challenges faced by those in similar situations.
  • While sharing personal struggles can encourage others, it can also inadvertently pressure individuals to disclose more than they are comfortable with, or to feel that their struggles are not significant if they do not lead to success.
  • The stories of Zelensky and Ryan, while inspiring, are exceptional and may not be replicable in most leadership situations, where the consequences of "burning the boats" could lead to significant negative outcomes for many people.

Actionables

  • You can create a "No Plan B" challenge for yourself by setting a goal and publicly committing to it without allowing yourself an easy out. For example, if you want to start a business, commit to a launch date and tell your friends, family, and social media followers. This public declaration will create a sense of accountability and discourage you from giving up too easily.
  • Develop a personal "stress optimization" routine by identifying activities that slightly push your comfort zone and incorporating them into your daily life. This could be as simple as taking a cold shower, speaking up in meetings, or trying a new workout. These activities can help you find your optimal anxiety level, where you're challenged but not overwhelmed, enhancing your overall performance.
  • Foster deeper connections with peers by sharing a personal challenge you've faced when you sense an opportunity for a meaningful conversation. For instance, if a colleague is going through a tough time, you might share a story of your own resilience in the face of adversity. This can create a bond and encourage them to keep pushing forward.

Get access to the context and additional materials

So you can understand the full picture and form your own opinion.
Get access for free
Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

Matt Higgins' Personal Story and Background

Matt Higgins shares intimate details about his challenging upbringing and the unconventional path that led him to success. Growing up in poverty in Queens, New York, he faced numerous obstacles, but his determination to overcome adversity helped pave the way for his achievements.

Higgins Faced Poverty, Food Insecurity, and Health Issues With a Single Mother

Higgins was raised by his single mother in Queens, New York, during which he struggled with poverty and food insecurity. His mother suffered from obesity and related health problems, compounded by the fact that she was a victim of abuse and a high school dropout. She eventually got her GED at the age of 38 and enrolled in Queens College.

As a child, Higgins concealed the harsh reality of his living conditions. Government cheese and court encounters on Queens Boulevard symbolized the family's financial struggles. Higgins describes the shame associated with relying on food pantries and the desperation he felt to care for his mother and change their circumstances.

Higgins' Unique Journey Led To College and Success

In an act born from desperation and insight, the teenage Higgins dropped out of high school at 16 to earn his GED, mirroring his mother's earlier educational pursuits. This decision allowed him to take college student jobs, which paid better than his previous work.

Despite the initial stigma attached to being a dropout, Higgins managed to reshape his narrative into one of inspiration, as he later returned to his high schoo ...

Here’s what you’ll find in our full summary

Registered users get access to the Full Podcast Summary and Additional Materials. It’s easy and free!
Start your free trial today

Matt Higgins' Personal Story and Background

Additional Materials

Actionables

  • Reflect on your own challenges and create a personal growth timeline to visualize your progress and future goals. Start by jotting down significant life events and obstacles you've faced, similar to how Higgins mapped his journey from hardship to success. This can help you identify patterns, turning points, and areas for development. For example, if you faced financial difficulties during college, note how you overcame them and what skills you gained, then set a target for financial stability in the future.
  • Use your backstory as a motivational speech tool to connect with and inspire others. Craft a narrative of your life's adversities and achievements, focusing on the lessons learned, much like Higgins' story of overcoming poverty and personal challenges. Share this narrative with friends, in public speaking opportunities, or on social media to encourage others who might be facing similar struggles and to remind yourself of how far you've come.
  • V ...

Get access to the context and additional materials

So you can understand the full picture and form your own opinion.
Get access for free
Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

Psychological and Scientific Research On "Burn the Boats" Concept

Research in psychology and science has been probing the idea that a "burn the boats" mindset—a conviction to succeed without reliance on fallback plans—may bolster performance and motivation. Experts Heather Monahan and Matt Higgins reference recent studies and personal experiences to shed light on how this concept functions and its implications for motivation and achievement.

"Burning the Boats" Mindset Boosts Performance and Motivation

Backup Plans Can Undermine Drive to Succeed

Heather Monahan cites a key takeaway from research suggesting that having a backup plan can dampen motivation to achieve a primary goal. She refers to a study, possibly from Wharton Business School, where test subjects split into two groups—one with only a primary goal and another with both a primary goal and a plan B. The group with a backup plan was less motivated and more likely to give up, while the group without was more persistent and likely to meet their main objective. Similarly, Higgins highlights a study showing how even contemplating a backup plan can erode an individual's drive and likelihood of success.

Optimal Anxiety, Not Absence of Fear, Propels Achievement

Self-Talk and Role-Playing Manage Anxiety and Leverage It Productively

The psychological concept of "optimal anxiety" is discussed—a state where anxiety is not overwhelming but is enough to propel one to excellence. Higgins refers to the Yerkes-Dodson law from the 1920s that established the theory of optimal anxiety. This phenomenon implies that too little anxiety may lead to boredom and lack of drive, but a controlled amount can motivate toward success.

To navigate these feelings, both Monahan and Higgins address strategies to manage ...

Here’s what you’ll find in our full summary

Registered users get access to the Full Podcast Summary and Additional Materials. It’s easy and free!
Start your free trial today

Psychological and Scientific Research On "Burn the Boats" Concept

Additional Materials

Clarifications

  • The phrase "burn the boats" originates from historical military tactics where commanders destroyed their own ships upon landing to eliminate any option of retreat. This forced soldiers to commit fully to victory, as retreat was impossible. It symbolizes a mindset of total commitment without fallback plans. The phrase is often used metaphorically in business and personal development to encourage unwavering dedication.
  • The Yerkes-Dodson law describes the relationship between arousal (stress or anxiety) and performance. It states that performance improves with increased arousal up to an optimal point, after which further arousal causes performance to decline. This optimal level varies depending on the complexity of the task, with simpler tasks tolerating higher arousal. The law helps explain why moderate stress can enhance focus and motivation, while too much stress impairs functioning.
  • Optimal anxiety refers to a moderate level of anxiety that enhances focus and performance, unlike general anxiety which can be excessive and debilitating. It activates the body's alertness without causing panic or avoidance behaviors. This balanced state helps individuals stay motivated and engaged in tasks. The concept is rooted in the Yerkes-Dodson law, which maps performance to arousal levels.
  • Third-person self-talk involves referring to yourself by name or using "you" instead of "I" to create psychological distance from stressful emotions. This technique helps reduce emotional intensity and promotes objective thinking. Role-playing for anxiety management means practicing scenarios in advance, allowing you to rehearse responses and build confidence. Both methods train the brain to handle anxiety more effectively by shifting perspective and increasing preparedness.
  • Impostor syndrome is a psychological pattern where individuals doubt their accomplishments and fear being exposed as a fraud. People experiencing it often attribute their success to luck rather than skill. It can cause anxiety, stress, and reduced self-confidence despite evident competence. This phenomenon is common among high achievers and can hinder personal and professional growth.
  • The "fight or flight" response is an automatic physiological reaction to perceived danger, releasing adrenaline and other stress hormones. This response increases heart rate, blood flow, and energy, preparing the body to either confront or escape the threat. Leveraging it prod ...

Counterarguments

  • The effectiveness of a "burn the boats" mindset may vary depending on individual differences, such as risk tolerance, personality, and life circumstances.
  • Some research suggests that backup plans can provide a psychological safety net that encourages risk-taking, which can be beneficial in achieving primary goals.
  • The concept of "optimal anxiety" might not apply universally, as different people have different thresholds for what constitutes productive levels of stress.
  • The Yerkes-Dodson law is a simplified model and may not capture the complexity of how anxiety affects performance in real-world scenarios.
  • Third-person self-talk and other anxiety management techniques may not be effective for everyone, and some individuals may require professional support to manage anxiety.
  • Habituation to anxiety might not always lead to positive outcomes, as it could also result in desensitization to importan ...

Get access to the context and additional materials

So you can understand the full picture and form your own opinion.
Get access for free
Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

Examples Of Successful "Burn the Boats" Mindset

Examples of the "burn the boats" mindset, where individuals display unwavering commitment to their cause, can significantly impact their endeavors, from global politics to professional sports.

Zelensky's Rejection of Evacuation Offers Showed His Commitment

Higgins discusses Ukrainian President Volodymyr Zelensky as embodying the "burn the boats" ethos, representing a profound commitment to his nation's defense in the face of invasion.

Zelensky's Actions Inspired Investment in Ukraine's Defense

Heather Monahan and Higgins admire Zelensky's leadership, illustrating how his resolve was evident when he went "all in" and embraced considerable risks. They note that Zelensky's evident dedication drew admiration and support without the need for pleas. This was particularly clear during his addresses to the House and Congress, as his approach inspired others to invest in Ukraine's defense. Higgins points out that Zelensky's portrayal of himself and his messaging to the American public was strategic in showing that he was a trustworthy steward of financial aid, underscoring that the support for Ukraine had beneficial implications for America's future as well.

Coach Rex Ryan's Embrace of a "Scandal" Involving His Wife's Feet Modeled Vulnerability and Authenticity for His Team

A personal scandal became a teaching moment for vulnerability and authenticity.

Ryan's Openness Reduced Shame and Strengthened Player Connections

Matt Higgins recounts how Rex Ryan, then the coach of the New York Jets, turned a potentially embarrassing scandal involving suggestive videos with his wife into a powerful example of authentic leadership. Advised by Higgins to reorient the narrative towar ...

Here’s what you’ll find in our full summary

Registered users get access to the Full Podcast Summary and Additional Materials. It’s easy and free!
Start your free trial today

Examples Of Successful "Burn the Boats" Mindset

Additional Materials

Clarifications

  • The phrase "burn the boats" originates from a military tactic where commanders destroyed their ships upon landing to eliminate any option of retreat. This forced soldiers to commit fully to victory, as retreat was impossible. It symbolizes total commitment and determination to succeed without fallback plans. The mindset encourages taking bold actions with no turning back.
  • The invasion refers to Russia's large-scale military attack on Ukraine that began in February 2022. This conflict followed years of tension and earlier conflicts in eastern Ukraine and Crimea. Russia aimed to assert control over Ukrainian territory and influence its government. The invasion caused widespread international condemnation and led to significant military and humanitarian crises.
  • Heather Monahan is a leadership expert and author known for her work on confidence and empowerment. Matt Higgins is a businessman and investor, often involved in leadership and motivational discussions. Both provide analysis and commentary on leadership examples, adding credibility and insight to the cases discussed. Their perspectives help illustrate the practical impact of the "burn the boats" mindset in different contexts.
  • The scandal involved suggestive videos featuring Rex Ryan's wife, which attracted public attention and risked damaging his reputation. Such personal controversies can undermine a leader's authority by shifting focus from professional achievements to private matters. Ryan's ability to openly address and reframe the situation helped maintain trust and respect among players and fans. This approach demonstrated resilience and authenticity, key traits for effective leadership.
  • Zelensky’s messaging emphasized Ukraine’s fight as aligned with American values like democracy and freedom. This framing made U.S. support feel like an investment in global stability and security. By portraying himself as a reliable leader, Zelensky reassured American lawmakers that aid would be used effectively. This strategic communication helped build bipartisan political and public backing for Ukraine.
  • ...

Counterarguments

  • The "burn the boats" mindset, while often celebrated, can also be criticized for potentially promoting reckless or overly risky behavior that might not always result in positive outcomes.
  • Zelensky's commitment to Ukraine is admirable, but some might argue that a leader's willingness to evacuate, if necessary, could be a strategic move to ensure continuity of government and leadership in exile.
  • While Zelensky's approach inspired investment, critics might suggest that relying on external support can sometimes undermine a nation's sovereignty or lead to dependency.
  • The effectiveness of Rex Ryan's handling of his personal scandal could be questioned by those who believe that personal matters should remain private and not be used as leadership lessons.
  • Ryan's approach to the scandal might be seen as unprofessional or inappropriate by some who believe that leaders should maintain a certain level of decorum and separation between their personal and professi ...

Get access to the context and additional materials

So you can understand the full picture and form your own opinion.
Get access for free
Confidence Classic: Why Plan B Is Holding You Back with Matt Higgins

Key Factors in Success: Commitment, Risk, and Overcoming Shame

Matt Higgins urges a new understanding of the "burn the boats" military strategy for peaceful endeavors, advocating for thorough commitment and preparation as the keys to surmounting difficult circumstances.

Commit To a Path and Prepare For the Worst to Overcome Fear

Higgins Stresses That "Burning the Boats" Means Evaluating and Planning, Not Reckless Risks

Higgins conveys that "burning the boats" symbolizes an unreserved commitment to a chosen path, underscoring the necessity of thorough planning and evaluation instead of heedless risk-taking. His personal approach, including his highly unconventional decision to fail classes deliberately in order to leave high school for a GED, may seem impulsive but was part of a carefully crafted strategy to increase his earning potential and support his family.

He insists that the concept does not suggest reckless actions but rather making a complete commitment after evaluating risks and planning for potential worst-case scenarios. It's about having the conviction to act on imperfect information without the need for others' validation. Higgins expands on this metaphor in his book, presenting a progression from taking the plunge ("get in the water") to making an irrevocable decision ("no turning back") and pursuing further goals ("build more boats"), echoing his belief in a judicious approach to risk that entails evaluation and planning.

Shedding Shame and Vulnerability Are Leadership Tools That Connect People and Model Desired Behavior

Higgins Shares Struggles to Inspire Readers to Embrace Their Stories and Pursue Goals

Higgins advocates for the shedding of shame to craft an environment where the focus is on support rather than the fear of consequences. He uses his book to demonstrate how embracing one’s vulnerabilities can be potent, often without the anticipated dire outcomes.

He shares personal experiences, such as his private battle with cancer and the challenge of a devastating divorce, to show how personal struggles informed his ability to empathize with others and lead authentically. By discussing his past openly—his disadvantaged background, his experience with ridicule when implementing his unconventional plan, his anxieties, and his self-doubt—Higgin ...

Here’s what you’ll find in our full summary

Registered users get access to the Full Podcast Summary and Additional Materials. It’s easy and free!
Start your free trial today

Key Factors in Success: Commitment, Risk, and Overcoming Shame

Additional Materials

Counterarguments

  • While Higgins emphasizes the importance of commitment and planning, some might argue that flexibility and adaptability are equally crucial to success, as rigidly sticking to a plan can sometimes lead to missed opportunities or failure to respond to changing circumstances.
  • The "burn the boats" approach may not be suitable for all individuals or situations, as it could lead to unnecessary stress or pressure for those who thrive under less extreme commitment strategies.
  • The idea of deliberately failing classes to pursue a GED, as part of a strategic plan, might not be the best advice for everyone, as it could undermine the value of traditional education and the benefits it can provide.
  • Higgins' advocacy for shedding shame and embracing vulnerability, while beneficial in many leadership contexts, might not be universally applicable, as some cultures or professional environments may not support or understand this approach.
  • The notion of reconstructing identity and self-worth independently of external validation, though empowering, may overlook the importance of community, relationships, and feedback in personal growth and self-understanding.
  • Sharing personal struggles as a means to connect with others could potentially backfire if not done thoughtfully, as it might le ...

Actionables

  • You can start a "Fearless Decision Journal" where you document every significant decision you make, noting the risks, your planning process, and the outcomes. This practice will help you analyze your decision-making patterns and improve your ability to commit to choices without seeking external validation. For example, if you decide to change careers, write down the potential risks, how you plan to mitigate them, and reflect on the decision after some time has passed to learn from the experience.
  • Create a "Vulnerability Box" in your living space, a physical container where you can drop notes of personal struggles or fears as they arise. This acts as a symbolic gesture of acknowledging and owning your vulnerabilities, which can be periodically reviewed to remind yourself of the growth and challenges you've faced. For instance, if you're feeling insecure about a presentation, jot it down and place it in the box. Later, you can review these notes to see how you've progressed or to remind yourself that it's okay to feel vulnerable.
  • Develop a "Connecti ...

Get access to the context and additional materials

So you can understand the full picture and form your own opinion.
Get access for free

Create Summaries for anything on the web

Download the Shortform Chrome extension for your browser

Shortform Extension CTA