{"id":55983,"date":"2021-12-15T06:22:00","date_gmt":"2021-12-15T10:22:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=55983"},"modified":"2026-01-23T16:06:25","modified_gmt":"2026-01-23T20:06:25","slug":"fear-of-money","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/fear-of-money\/","title":{"rendered":"The Fear of Money Is the Biggest Obstacle to Wealth"},"content":{"rendered":"\n

Does thinking of and handling money make you nervous? Why do people fear money, fear spending it, or fear not having enough?<\/p>\n\n\n\n

The fear of money haunts many people. After all, money is core to survival, impacts virtually every part of our lives, and is the difference between freedom and freefall. So, the fear of money makes sense. But if you want to change your financial situation, you need to overcome your fear of money and develop a healthy relationship<\/a> with it. <\/p>\n\n\n\n

Here is how the fear of money impairs your financial progress.<\/p>\n\n\n\n\n\n\n\n

Get Over Your Fear of Money<\/strong><\/h2>\n\n\n\n

Before you can make any <\/em>change to your financial situation, Kiyosaki emphasizes that you need to have a healthy relationship with money<\/a>. Kiyosaki says fear of money\u2014fear that you don\u2019t understand it, fear that you won\u2019t have enough, fear of taking financial risks, or a thousand other worries related to money\u2014makes sense. <\/p>\n\n\n\n

But Kiyosaki says the fear of money impairs our journey in two ways: <\/p>\n\n\n\n

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  1. Fear of money can cause us not to act at all. Kiyosaki says this is a particular issue for people transitioning from the E and S, who are used to the academic method of gathering as much information as possible before making a decision. This doesn\u2019t work in the B and I categories, Kiyosaki says, because learning by doing is so important.\u00a0<\/li>\n\n\n\n
  2. Fear of money causes us to make decisions based on emotion, not logic. Emotion-based decisions are rarely the best, or even good, financial decisions.\u00a0<\/li>\n<\/ol>\n\n\n\n

    Strategies for Overcoming Your Fear of Money<\/strong><\/h3>\n\n\n\n

    In Your Money or Your Life<\/em><\/a>, Vicki Robin agrees that a core part of financial freedom is freedom from fear and worry about money. She argues that by consciously connecting money to your values, purpose, and dreams, you can diffuse some of your financial anxiety.<\/strong><\/p>\n\n\n\n

    Sethi offers three ways to overcome financial anxiety<\/a>:<\/p>\n\n\n\n