{"id":17360,"date":"2020-11-06T00:10:00","date_gmt":"2020-11-06T04:10:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=17360"},"modified":"2020-11-11T12:42:14","modified_gmt":"2020-11-11T16:42:14","slug":"dave-ramsey-plan","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/","title":{"rendered":"The Dave Ramsey Plan for Financial Health"},"content":{"rendered":"\n<p>What is the Dave Ramsey plan? How does the Dave Ramsey plan help you take control of your financial health?<\/p>\n\n\n\n<p>The Dave Ramsey plan, also known as <a href=\"https:\/\/www.shortform.com\/blog\/the-total-money-makeover\/\">the Total Money Makeover<\/a> program, is a process for taking control of financial life. You have to confront problems and take action.<\/p>\n\n\n\n<p>Read on to better understand the Dave Ramsey plan, its origins, and how it might work for you.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Introduction<\/strong> to the Dave Ramsey Plan<\/h2>\n\n\n\n<p>To understand why you have money problems\u2014why you\u2019re heavily in debt and can never seem to make ends meet or handle emergencies\u2014look in the mirror. <strong>Your financial situation is a result of your behavior<\/strong>, according to radio talk show host and author Dave Ramsey.<\/p>\n\n\n\n<p>In the <em>Total Money Makeover<\/em>, Ramsey lays out a program for freeing yourself from debt and <a href=\"https:\/\/www.shortform.com\/blog\/worrying-about-money\/\">money worries<\/a> by <a href=\"https:\/\/www.shortform.com\/blog\/how-to-change-your-behavior\/\">changing your behavior<\/a>: paying with cash only, eliminating debt, <a href=\"https:\/\/www.shortform.com\/blog\/saving-for-emergencies\/\">saving for emergencies<\/a>, and investing. The program is intended for everyone\u2014from high earners to people thousands of dollars in debt. This program is also known as the Dave Ramsy plan.<\/p>\n\n\n\n<p>Rather than offering <a href=\"https:\/\/www.shortform.com\/blog\/best-advice-for-investors\/\">investment advice<\/a>, original insights, or the \u201csecret\u201d to becoming rich, Ramsey presents common-sense principles assembled in a step-by-step sequence that can change your financial situation and your life.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Lesson of the 2008 Recession<\/strong><\/h3>\n\n\n\n<p>As a storm reveals weaknesses in the structure of a house, a personal or national economic crisis reveals the weaknesses in your financial foundations.&nbsp;<\/p>\n\n\n\n<p><strong>The 2008 financial crisis illustrated that people and companies can be lulled into doing foolish things in good times that sink them when things go south<\/strong>.<\/p>\n\n\n\n<p>The recession was triggered by financial institutions, companies, and individuals taking on too much risk and debt for the sake of greed. This had ripple effects, destabilizing not only foolish companies, but also many businesses and people who had been relatively well off but who lacked a financial cushion.<\/p>\n\n\n\n<p>The key lesson: <strong>what works, or seems to work, in good times won\u2019t enable you to survive in bad times unless it\u2019s based on sound financial principles<\/strong>.&nbsp;<\/p>\n\n\n\n<p>In <em>How the Mighty Fall,<\/em> Jim Collins writes that the first stage of business failure is a feeling of invincibility that leads to taking risks. For an individual, the risks could be buying on credit and not saving because you\u2019re confident your job is secure or because others are doing it. But<\/p>\n\n\n\n<p>overspending, whether it feels \u201csafe\u201d&nbsp; or not, is still foolish. As Ramsey puts it, a turkey may fly in a tornado (people may succeed at doing foolish things in special situations), but that doesn\u2019t mean turkeys can really fly.<\/p>\n\n\n\n<p><strong>Your financial principles will determine whether you succeed in life<\/strong>. If you build a house based on unsound principles, it eventually will fail. The Total Money Makeover principles are sound and, therefore, work in both good and bad times.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Dave Ramsey Plan Motto: <strong>Live Differently From Everyone Else<\/strong><\/h2>\n\n\n\n<p>If you follow the Total Money Makeover, you\u2019ll become wealthy within a few decades. While it\u2019s an enormous relief to be out of debt and <a href=\"https:\/\/www.shortform.com\/blog\/financially-secure\/\">financially secure<\/a>, be aware that having wealth can get you into trouble in several ways.<\/p>\n\n\n\n<p><strong>1) You may become overly entranced with it.<\/strong> Money and the stuff it buys won\u2019t bring you happiness. A person obsessed with money is just as enslaved as a person deeply in debt.<\/p>\n\n\n\n<p><strong>2) Wealth will reveal and magnify your true character.<\/strong> If you\u2019re a jerk, money will make you an even bigger jerk. If you\u2019re kind and generous, you\u2019ll be even more so with your wealth. If you feel guilty about having money, your guilt will grow.<\/p>\n\n\n\n<p>It takes <a href=\"https:\/\/www.shortform.com\/blog\/grow-spiritually\/\">spiritual maturity<\/a> and character to understand that while wealth is fun, it brings responsibility\u2014whether it ruins your life or helps you do good is up to you.<\/p>\n\n\n\n<p>While money isn\u2019t the answer to the <a href=\"https:\/\/www.shortform.com\/blog\/what-gives-your-life-meaning\/\">meaning of life<\/a>, it isn\u2019t evil either, as many religious people erroneously believe. This belief is used to justify living a financially unhealthy or <a href=\"https:\/\/www.shortform.com\/blog\/mediocre-life\/\">mediocre life<\/a>.<\/p>\n\n\n\n<p>It\u2019s wrong to love and trust money to provide things it can\u2019t provide: happiness, satisfying relationships, and spiritual or <a href=\"https:\/\/www.shortform.com\/blog\/emotional-health-and-well-being\/\">emotional well-being<\/a>. But it\u2019s also wrong to reject money and the good it can do. Further, this thinking would leave all the world\u2019s wealth to evil people.<\/p>\n\n\n\n<p><strong>As a good person, it&#8217;s your duty to <a href=\"https:\/\/www.shortform.com\/blog\/building-wealth\/\">build wealth<\/a> and do good with it in order to keep it from bad people<\/strong>\u2014for instance, drug dealers and pornographers\u2014who would otherwise use it for evil purposes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A Life Makeover<\/strong><\/h3>\n\n\n\n<p>By now, you can see that <strong>the Dave Ramsey plan is about more than money; it makes you face up to <a href=\"https:\/\/www.shortform.com\/blog\/your-genius\/\">who you are<\/a> in the mirror.<\/strong> Because personal finance is 80% behavior and 20% knowledge, you\u2019ll either remake your life\u2014or continue to be miserable.<\/p>\n\n\n\n<p>Based on the experience of tens of thousands of people who followed the steps in this book, you should have hope that you can overcome money problems and live free of debt, break the cycle of debt in your family by not passing on debt to your children, have a secure retirement, and give to others.<\/p>\n\n\n\n<p>The Dave Ramsey plan starts with applying common-sense principles. Anyone can do it, however financially dire their circumstances\u2014even you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is the Dave Ramsey plan? How does the Dave Ramsey plan help you take control of your financial health? The Dave Ramsey plan, also known as the Total Money Makeover program, is a process for taking control of financial life. You have to confront problems and take action. Read on to better understand the Dave Ramsey plan, its origins, and how it might work for you.<\/p>\n","protected":false},"author":6,"featured_media":15070,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[31,43],"tags":[147],"class_list":["post-17360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","category-self-improvement","tag-the-total-money-makeover","","tg-column-two"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Dave Ramsey Plan for Financial Health - Shortform Books<\/title>\n<meta name=\"description\" content=\"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here&#039;s how it works.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Dave Ramsey Plan for Financial Health\" \/>\n<meta property=\"og:description\" content=\"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here&#039;s how it works.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\" \/>\n<meta property=\"og:site_name\" content=\"Shortform Books\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-06T04:10:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-11T16:42:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s3.amazonaws.com\/wordpress.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1702\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rina Shah\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rina Shah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\"},\"author\":{\"name\":\"Rina Shah\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287\"},\"headline\":\"The Dave Ramsey Plan for Financial Health\",\"datePublished\":\"2020-11-06T04:10:00+00:00\",\"dateModified\":\"2020-11-11T16:42:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\"},\"wordCount\":893,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg\",\"keywords\":[\"The Total Money Makeover\"],\"articleSection\":[\"Money\",\"Self-Improvement\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\",\"url\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\",\"name\":\"The Dave Ramsey Plan for Financial Health - Shortform Books\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg\",\"datePublished\":\"2020-11-06T04:10:00+00:00\",\"dateModified\":\"2020-11-11T16:42:14+00:00\",\"description\":\"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here's how it works.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage\",\"url\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg\",\"contentUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg\",\"width\":2560,\"height\":1702},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.shortform.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Dave Ramsey Plan for Financial Health\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#website\",\"url\":\"https:\/\/www.shortform.com\/blog\/\",\"name\":\"Shortform Books\",\"description\":\"The World&#039;s Best Book Summaries\",\"publisher\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.shortform.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\",\"name\":\"Shortform Books\",\"url\":\"https:\/\/www.shortform.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png\",\"contentUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png\",\"width\":500,\"height\":74,\"caption\":\"Shortform Books\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287\",\"name\":\"Rina Shah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g\",\"caption\":\"Rina Shah\"},\"description\":\"An avid reader for as long as she can remember, Rina\u2019s love for books began with The Boxcar Children. Her penchant for always having a book nearby has never faded, though her reading tastes have since evolved. Rina reads around 100 books every year, with a fairly even split between fiction and non-fiction. Her favorite genres are memoirs, public health, and locked room mysteries. As an attorney, Rina can\u2019t help analyzing and deconstructing arguments in any book she reads.\",\"url\":\"https:\/\/www.shortform.com\/blog\/author\/rina\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The Dave Ramsey Plan for Financial Health - Shortform Books","description":"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here's how it works.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/","og_locale":"en_US","og_type":"article","og_title":"The Dave Ramsey Plan for Financial Health","og_description":"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here's how it works.","og_url":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/","og_site_name":"Shortform Books","article_published_time":"2020-11-06T04:10:00+00:00","article_modified_time":"2020-11-11T16:42:14+00:00","og_image":[{"width":2560,"height":1702,"url":"https:\/\/s3.amazonaws.com\/wordpress.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","type":"image\/jpeg"}],"author":"Rina Shah","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Rina Shah","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#article","isPartOf":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/"},"author":{"name":"Rina Shah","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287"},"headline":"The Dave Ramsey Plan for Financial Health","datePublished":"2020-11-06T04:10:00+00:00","dateModified":"2020-11-11T16:42:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/"},"wordCount":893,"commentCount":0,"publisher":{"@id":"https:\/\/www.shortform.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","keywords":["The Total Money Makeover"],"articleSection":["Money","Self-Improvement"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/","url":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/","name":"The Dave Ramsey Plan for Financial Health - Shortform Books","isPartOf":{"@id":"https:\/\/www.shortform.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","datePublished":"2020-11-06T04:10:00+00:00","dateModified":"2020-11-11T16:42:14+00:00","description":"How can you take control of your finances? Use the Total Money Makeover, also known as the Dave Ramsey plan. Here's how it works.","breadcrumb":{"@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#primaryimage","url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","contentUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","width":2560,"height":1702},{"@type":"BreadcrumbList","@id":"https:\/\/www.shortform.com\/blog\/dave-ramsey-plan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.shortform.com\/blog\/"},{"@type":"ListItem","position":2,"name":"The Dave Ramsey Plan for Financial Health"}]},{"@type":"WebSite","@id":"https:\/\/www.shortform.com\/blog\/#website","url":"https:\/\/www.shortform.com\/blog\/","name":"Shortform Books","description":"The World&#039;s Best Book Summaries","publisher":{"@id":"https:\/\/www.shortform.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.shortform.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.shortform.com\/blog\/#organization","name":"Shortform Books","url":"https:\/\/www.shortform.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png","contentUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png","width":500,"height":74,"caption":"Shortform Books"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287","name":"Rina Shah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g","caption":"Rina Shah"},"description":"An avid reader for as long as she can remember, Rina\u2019s love for books began with The Boxcar Children. Her penchant for always having a book nearby has never faded, though her reading tastes have since evolved. Rina reads around 100 books every year, with a fairly even split between fiction and non-fiction. Her favorite genres are memoirs, public health, and locked room mysteries. As an attorney, Rina can\u2019t help analyzing and deconstructing arguments in any book she reads.","url":"https:\/\/www.shortform.com\/blog\/author\/rina\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/09\/execute-your-plan-principles-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17360","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/comments?post=17360"}],"version-history":[{"count":4,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17360\/revisions"}],"predecessor-version":[{"id":17671,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17360\/revisions\/17671"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/media\/15070"}],"wp:attachment":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/media?parent=17360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/categories?post=17360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/tags?post=17360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}