{"id":17359,"date":"2020-10-29T22:14:00","date_gmt":"2020-10-30T02:14:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=17359"},"modified":"2020-11-11T17:40:24","modified_gmt":"2020-11-11T21:40:24","slug":"baby-step-7-total-money-makeover","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/","title":{"rendered":"Baby Step 7: Enjoy Your Money, You&#8217;ve Earned It"},"content":{"rendered":"\n<p>What is baby step 7 of the <em>Total Money Makeover<\/em> program? What do you do after taking control of your money?<\/p>\n\n\n\n<p>Baby step 7 lets you enjoy your money. After putting in the work, you can give, grow, and play.<\/p>\n\n\n\n<p>Read more about baby step 7 of the <em>Total Money Makeover <\/em>program.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Baby Step 7:<strong> Enjoy Your Money<\/strong><\/h2>\n\n\n\n<p>Completing six <a href=\"https:\/\/www.shortform.com\/blog\/total-money-makeover-steps\/\">Total Money Makeover steps<\/a> puts you in rare company\u2014among the 2% of Americans who are debt-free. Welcome to baby step 7.<\/p>\n\n\n\n<p>Because you\u2019re debt-free, live on a budget, and have money for emergencies, you\u2019re in control of your income and are <a href=\"https:\/\/www.shortform.com\/blog\/building-wealth\/\">building wealth<\/a>. The only remaining question is what to do with your discretionary income now that you&#8217;re in baby step 7.<\/p>\n\n\n\n<p><strong>There are three purposes for money:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.shortform.com\/blog\/have-more-fun\/\">Having fun<\/a><\/li><li>Growing your nest egg<\/li><li>Giving<\/li><\/ul>\n\n\n\n<p>You should do all three of these things in baby step 7. Achieving financial fitness is like achieving physical fitness. You didn\u2019t put in the work just to look good. Now you get to use your financial muscle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Have Fun<\/strong><\/h3>\n\n\n\n<p><strong>If you want something <\/strong><strong><em>and can afford<\/em><\/strong><strong> it, by all means, indulge yourself\u2014you\u2019ve earned it.<\/strong> Up to this point in <a href=\"https:\/\/www.shortform.com\/blog\/the-total-money-makeover\/\">the Total Money Makeover<\/a>, you\u2019ve sacrificed by paying off debt and saving for the future\u2014and like a kid who\u2019s behaved so he can have ice cream later\u2014you deserve the reward.<\/p>\n\n\n\n<p>The problem is that most people buy things when they can\u2019t afford them. Many callers to Ramsey\u2019s radio talk show ask if they can afford to buy something major while doing a Total Money Makeover. He always says no, as he expected to do when a caller asked if he should buy a Harley. Ramsey was about to castigate the man, when the caller revealed that he made $550,000 a year and had investments worth $20 million. The man could afford it, so Ramsey encouraged him to buy and enjoy the motorcycle without guilt.<\/p>\n\n\n\n<p>A key reason for a money makeover is to get your finances in order and build wealth so you can have fun later without guilt. If you\u2019ve made it this far in your makeover, take your family on an expensive vacation or buy a new car with cash, because they\u2019ll hardly make a dent in your finances.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Grow Your Nest Egg<\/strong><\/h3>\n\n\n\n<p>At this step, you need to keep growing your wealth. While your nest egg may be substantial, if it\u2019s under $10 million, continue to keep your investing simple.<\/p>\n\n\n\n<p><strong>Always manage your own money and stay on top of what it\u2019s doing\u2014but <a href=\"https:\/\/www.shortform.com\/blog\/how-to-create-a-team\/\">create a team<\/a> of advisors to guide you when necessary.<\/strong> Look for teachers, not experts or people who try to take over your finances. You might include, for example, an estate planning attorney, a CPA, an insurance professional, a Realtor, and a financial planner. Also be aware of whether the advisor will profit from the advice she gives you.<\/p>\n\n\n\n<p>You\u2019ll reach a turning point, where your money is, in effect, working more than you are\u2014that is, when you can live on your investment income. To determine whether you\u2019re there, multiply your total investments by .08 and if you can live on that amount annually, don\u2019t be afraid to start drawing on your nest egg at up to 8% a year. Enjoy the fruits of your labor!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Give<\/strong> Back in Baby Step 7<\/h3>\n\n\n\n<p>Giving may be the most rewarding thing you can do with money. You don\u2019t have to be rich to help people, but you can often do more when you have money. The biblical story of the Good Samaritan is an example: When the wealthy Samaritan came upon a robbery victim lying along a road, he not only treated the man\u2019s injuries, but he also took him to an inn and paid for a room, so he could rest until he recovered.<\/p>\n\n\n\n<p>Wealth gives good intentions greater impact; it also gives you the opportunity to help on a large scale. For instance:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>One man buys 75 kids\u2019 bikes each year for an inner city agency serving poor families.<\/li><li>An anonymous donor gave a congregation $50,000, asking members to personally distribute it to people in need, one hundred-dollar bill at a time.<\/li><li>For years, a man dubbed the Secret Santa gave away $25,000 in hundred-dollar bills on the street each Christmas. After starting in Kansas City, he did the same thing in New York City after 9\/11 and in Washington, D.C. after the sniper attacks in 2002. He ultimately gave away $1.3 million.<\/li><\/ul>\n\n\n\n<p>Some people don\u2019t give because they want more for themselves. However\u2014<strong>you can get trapped by greed and lose what you\u2019re trying to hang onto.<\/strong> To demonstrate this, Ramsey refers to a method of capturing monkeys in the jungle. The monkeys were given long-necked bottles with nuts in them, and each stuck a hand in a bottle to grab the treat. But they couldn\u2019t get their hands out as long as they held the nuts in a fist. The greedy monkeys refused to let go and were captured. <strong>To get the full benefit of your money, put it to all three uses\u2014fun, wealth-building, <\/strong><strong><em>and<\/em><\/strong><strong> giving.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is baby step 7 of the Total Money Makeover program? What do you do after taking control of your money? Baby step 7 lets you enjoy your money. After putting in the work, you can give, grow, and play. Read more about baby step 7 of the Total Money Makeover program.<\/p>\n","protected":false},"author":6,"featured_media":15967,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[7,31,43],"tags":[147],"class_list":["post-17359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle","category-money","category-self-improvement","tag-the-total-money-makeover","","tg-column-two"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Baby Step 7: Enjoy Your Money, You&#039;ve Earned It - Shortform Books<\/title>\n<meta name=\"description\" content=\"You&#039;ve reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you&#039;re free to enjoy while living on a budget. See how.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Baby Step 7: Enjoy Your Money, You&#039;ve Earned It\" \/>\n<meta property=\"og:description\" content=\"You&#039;ve reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you&#039;re free to enjoy while living on a budget. See how.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\" \/>\n<meta property=\"og:site_name\" content=\"Shortform Books\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-30T02:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-11-11T21:40:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s3.amazonaws.com\/wordpress.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1721\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rina Shah\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rina Shah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\"},\"author\":{\"name\":\"Rina Shah\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287\"},\"headline\":\"Baby Step 7: Enjoy Your Money, You&#8217;ve Earned It\",\"datePublished\":\"2020-10-30T02:14:00+00:00\",\"dateModified\":\"2020-11-11T21:40:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\"},\"wordCount\":867,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg\",\"keywords\":[\"The Total Money Makeover\"],\"articleSection\":[\"Lifestyle\",\"Money\",\"Self-Improvement\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\",\"url\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\",\"name\":\"Baby Step 7: Enjoy Your Money, You've Earned It - Shortform Books\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg\",\"datePublished\":\"2020-10-30T02:14:00+00:00\",\"dateModified\":\"2020-11-11T21:40:24+00:00\",\"description\":\"You've reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you're free to enjoy while living on a budget. See how.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage\",\"url\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg\",\"contentUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg\",\"width\":2560,\"height\":1721},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.shortform.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Baby Step 7: Enjoy Your Money, You&#8217;ve Earned It\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#website\",\"url\":\"https:\/\/www.shortform.com\/blog\/\",\"name\":\"Shortform Books\",\"description\":\"The World&#039;s Best Book Summaries\",\"publisher\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.shortform.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\",\"name\":\"Shortform Books\",\"url\":\"https:\/\/www.shortform.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png\",\"contentUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png\",\"width\":500,\"height\":74,\"caption\":\"Shortform Books\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287\",\"name\":\"Rina Shah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g\",\"caption\":\"Rina Shah\"},\"description\":\"An avid reader for as long as she can remember, Rina\u2019s love for books began with The Boxcar Children. Her penchant for always having a book nearby has never faded, though her reading tastes have since evolved. Rina reads around 100 books every year, with a fairly even split between fiction and non-fiction. Her favorite genres are memoirs, public health, and locked room mysteries. As an attorney, Rina can\u2019t help analyzing and deconstructing arguments in any book she reads.\",\"url\":\"https:\/\/www.shortform.com\/blog\/author\/rina\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Baby Step 7: Enjoy Your Money, You've Earned It - Shortform Books","description":"You've reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you're free to enjoy while living on a budget. See how.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/","og_locale":"en_US","og_type":"article","og_title":"Baby Step 7: Enjoy Your Money, You've Earned It","og_description":"You've reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you're free to enjoy while living on a budget. See how.","og_url":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/","og_site_name":"Shortform Books","article_published_time":"2020-10-30T02:14:00+00:00","article_modified_time":"2020-11-11T21:40:24+00:00","og_image":[{"width":2560,"height":1721,"url":"https:\/\/s3.amazonaws.com\/wordpress.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","type":"image\/jpeg"}],"author":"Rina Shah","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Rina Shah","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#article","isPartOf":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/"},"author":{"name":"Rina Shah","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287"},"headline":"Baby Step 7: Enjoy Your Money, You&#8217;ve Earned It","datePublished":"2020-10-30T02:14:00+00:00","dateModified":"2020-11-11T21:40:24+00:00","mainEntityOfPage":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/"},"wordCount":867,"commentCount":0,"publisher":{"@id":"https:\/\/www.shortform.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage"},"thumbnailUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","keywords":["The Total Money Makeover"],"articleSection":["Lifestyle","Money","Self-Improvement"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/","url":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/","name":"Baby Step 7: Enjoy Your Money, You've Earned It - Shortform Books","isPartOf":{"@id":"https:\/\/www.shortform.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage"},"thumbnailUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","datePublished":"2020-10-30T02:14:00+00:00","dateModified":"2020-11-11T21:40:24+00:00","description":"You've reached the end of the Total Money Makeover. Congrats! Now, in baby step 7, you're free to enjoy while living on a budget. See how.","breadcrumb":{"@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#primaryimage","url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","contentUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","width":2560,"height":1721},{"@type":"BreadcrumbList","@id":"https:\/\/www.shortform.com\/blog\/baby-step-7-total-money-makeover\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.shortform.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Baby Step 7: Enjoy Your Money, You&#8217;ve Earned It"}]},{"@type":"WebSite","@id":"https:\/\/www.shortform.com\/blog\/#website","url":"https:\/\/www.shortform.com\/blog\/","name":"Shortform Books","description":"The World&#039;s Best Book Summaries","publisher":{"@id":"https:\/\/www.shortform.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.shortform.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.shortform.com\/blog\/#organization","name":"Shortform Books","url":"https:\/\/www.shortform.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png","contentUrl":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2019\/06\/logo-equilateral-with-text-no-bg.png","width":500,"height":74,"caption":"Shortform Books"},"image":{"@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/d07435826f13a8f422d5d333dceac287","name":"Rina Shah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/560b3bc3d51625f9becff4fded992607b156f274aa36bc07f8a4285a1d72cdc8?s=96&d=mm&r=g","caption":"Rina Shah"},"description":"An avid reader for as long as she can remember, Rina\u2019s love for books began with The Boxcar Children. Her penchant for always having a book nearby has never faded, though her reading tastes have since evolved. Rina reads around 100 books every year, with a fairly even split between fiction and non-fiction. Her favorite genres are memoirs, public health, and locked room mysteries. As an attorney, Rina can\u2019t help analyzing and deconstructing arguments in any book she reads.","url":"https:\/\/www.shortform.com\/blog\/author\/rina\/"}]}},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2020\/10\/Nudge-status-quo-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/comments?post=17359"}],"version-history":[{"count":3,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17359\/revisions"}],"predecessor-version":[{"id":17621,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/posts\/17359\/revisions\/17621"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/media\/15967"}],"wp:attachment":[{"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/media?parent=17359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/categories?post=17359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.shortform.com\/blog\/wp-json\/wp\/v2\/tags?post=17359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}