{"id":125301,"date":"2024-03-30T15:50:00","date_gmt":"2024-03-30T19:50:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=125301"},"modified":"2024-04-04T15:50:52","modified_gmt":"2024-04-04T19:50:52","slug":"is-going-to-college-worth-it","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/is-going-to-college-worth-it\/","title":{"rendered":"Is Going to College Worth It, Amidst Rising Costs?"},"content":{"rendered":"\n<p>Is going to college still worth it? How has public confidence in the value of a college degree changed in recent years? What can be done to reduce the financial risk for students?<\/p>\n\n\n\n<p>A recent study shows most colleges significantly increase their graduates&#8217; earnings, even as public confidence in the value of higher education is declining. The 2008 financial crisis, the pandemic, and swelling tuition and student loan debts are fueling Americans\u2019 skepticism about the value of a college degree.<\/p>\n\n\n\n<p>Let&#8217;s take a look at the current value of a college degree.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-value-of-a-college-degree\">The Value of a College Degree<\/h2>\n\n\n\n<p>New research puts a fresh spin on the longstanding debate about the value of a college education, revealing that most colleges substantially increase graduates\u2019 earnings. But the findings come as a growing number of Americans express skepticism and wonder &#8220;Is going to college worth it?&#8221;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-background\"><strong>Background<\/strong><\/h3>\n\n\n\n<p>A <a href=\"https:\/\/www.theheagroup.com\/blog\/ensuring-a-living-wage-through-higher-education\" target=\"_blank\" rel=\"noreferrer noopener\">February study<\/a> by the HEA Group comparing median earnings of college graduates 10 years after enrollment finds that<strong> most colleges <\/strong><a href=\"https:\/\/www.nytimes.com\/2024\/03\/01\/your-money\/college-degree-graduate-income.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>boost their graduates&#8217; earning potential<\/strong><\/a>.<\/p>\n\n\n\n<p>This increase in earnings is just one facet of the advantages college degree holders can experience. Data from a <a href=\"https:\/\/www.nber.org\/papers\/w31373#:~:text=College%20acts%20as%20a%20gateway,on%2Dthe%2Djob%20learning.\" target=\"_blank\" rel=\"noreferrer noopener\">2023 study<\/a> show that <strong>securing a college degree pays dividends in <a href=\"https:\/\/www.shortform.com\/blog\/calculate-your-net-worth\/\">lifetime earnings<\/a> and additional benefits<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Professionals with a four-year degree in fields like HR or marketing <strong>can see their salaries <\/strong><a href=\"https:\/\/www.axios.com\/2024\/03\/04\/college-graduates-median-annual-wage-difference\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>more than double<\/strong><\/a><strong> over their careers<\/strong>. Conversely, wages for jobs typically held by high school graduates, such as truck driving, don\u2019t experience this same growth over time.<\/li><li><strong>College degree holders are more likely to enjoy benefits that often aren&#8217;t accessible to those without a degree<\/strong>, such as remote work opportunities, paid sick and family leave, and <a href=\"https:\/\/www.shortform.com\/blog\/health-insurance-crisis\/\">health insurance coverage<\/a>.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-americans-confidence-in-colleges-wanes\"><strong>Americans\u2019 Confidence in Colleges Wanes<\/strong><\/h3>\n\n\n\n<p>Despite data showing that a college degree provides lifelong economic benefits, <a href=\"https:\/\/www.axios.com\/2024\/03\/04\/college-graduates-median-annual-wage-difference\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>public confidence in the value of college is flagging<\/strong><\/a><strong>: <\/strong>56% percent of Americans in a 2023 <a href=\"https:\/\/www.wsj.com\/articles\/americans-are-losing-faith-in-college-education-wsj-norc-poll-finds-3a836ce1\" target=\"_blank\" rel=\"noreferrer noopener\">Wall Street Journal-NORC poll<\/a> said they believed a college degree isn\u2019t worth the cost.<\/p>\n\n\n\n<p>While the number of undergraduate students increased by 1.2% last fall, adding roughly 176,000 students compared to 2022, American college campuses saw a million fewer students compared to five years ago.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-doubts-over-value-and-success-rates\"><strong>Doubts Over Value and Success Rates<\/strong><\/h3>\n\n\n\n<p>Experts say that Americans\u2019 confidence in higher education value has waned amid financial crises, health emergencies, and soaring tuition and <a href=\"https:\/\/www.shortform.com\/app\/article\/new-repayment-rules-offer-relief-to-student-borrowers-shortform-explainers-shortform\" target=\"_blank\" rel=\"noreferrer noopener\">student debt<\/a>.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The <\/strong><a href=\"https:\/\/www.wsj.com\/articles\/americans-are-losing-faith-in-college-education-wsj-norc-poll-finds-3a836ce1\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>2008 recession<\/strong><\/a><strong> initially battered Americans&#8217; faith in college education\u2014skepticism that intensified during the Covid-19 pandemic<\/strong>. <\/li><li><strong>The <\/strong><a href=\"https:\/\/www.nytimes.com\/2024\/03\/01\/your-money\/college-degree-graduate-income.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>average total cost for college<\/strong><\/a> now ranges from $19,000 per year at a two-year community college to $28,000 for in-state students at a public four-year university; it jumps to nearly $58,000 at a private four-year college.<\/li><li><a href=\"https:\/\/www.federalreserve.gov\/publications\/2023-economic-well-being-of-us-households-in-2022-higher-ed-student-loans.htm\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>With 30% of all college graduates carrying student loans<\/strong><\/a>, the median student debt rests between $20,000 and $24,999\u2014a burden it takes most borrowers <a href=\"https:\/\/educationdata.org\/average-time-to-repay-student-loans\" target=\"_blank\" rel=\"noreferrer noopener\">18.5 to 21 years to pay off<\/a>.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-looking-ahead\"><strong>Looking Ahead<\/strong><\/h3>\n\n\n\n<p>Experts say the value of attending college significantly depends on <a href=\"https:\/\/www.nytimes.com\/2024\/03\/01\/your-money\/college-degree-graduate-income.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>the nature of the institution and the credential students pursue<\/strong><\/a>. <\/p>\n\n\n\n<p>As a result, some recommend that students <strong>pursue <\/strong><a href=\"https:\/\/finance.yahoo.com\/news\/college-only-good-being-unemployed-144500356.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>high-paying majors<\/strong><\/a>. One economist argues that while <a href=\"https:\/\/www.wsj.com\/articles\/americans-are-losing-faith-in-college-education-wsj-norc-poll-finds-3a836ce1\" target=\"_blank\" rel=\"noreferrer noopener\">college makes sense for &#8220;A&#8221; students<\/a>, &#8220;B&#8221; students should only attend if they&#8217;re prepared to study in high return-on-investment fields like economics or engineering.<\/p>\n\n\n\n<p>Further, students seeking work in less lucrative careers like teaching might benefit from <a href=\"https:\/\/finance.yahoo.com\/news\/college-only-good-being-unemployed-144500356.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>choosing colleges that are less expensive or offer financial aid and scholarships<\/strong><\/a><strong> <\/strong>to lessen the burden of student loans.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is going to college still worth it? How has public confidence in the value of a college degree changed in recent years? What can be done to reduce the financial risk for students? A recent study shows most colleges significantly increase their graduates&#8217; earnings, even as public confidence in the value of higher education is declining. The 2008 financial crisis, the pandemic, and swelling tuition and student loan debts are fueling Americans\u2019 skepticism about the value of a college degree. Let&#8217;s take a look at the current value of a college degree.<\/p>\n","protected":false},"author":8,"featured_media":125305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29,81,15],"tags":[727],"class_list":["post-125301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-career","category-economics","category-education","tag-articles","","tg-column-two"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is Going to College Worth It, Amidst Rising Costs? - Shortform Books<\/title>\n<meta name=\"description\" content=\"As an American, is going to college still worth it? 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