{"id":115213,"date":"2023-10-16T12:00:00","date_gmt":"2023-10-16T16:00:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=115213"},"modified":"2023-10-23T14:50:02","modified_gmt":"2023-10-23T18:50:02","slug":"myths-about-retirement","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/myths-about-retirement\/","title":{"rendered":"3 Myths About Retirement + Why You Shouldn&#8217;t Retire"},"content":{"rendered":"\n<p>Is retirement necessary? What are myths about retirement that make people believe it&#8217;s the last step in a career?<\/p>\n\n\n\n<p>In <em>Thou Shall Prosper<\/em>, Daniel Lapin teaches that you shouldn&#8217;t seek to retire. He says that people commonly believe three things that lead them to think retirement is not just necessary, but also desirable.<\/p>\n\n\n\n<p>Take a look at three myths about retirement and why Lapin argues they&#8217;re not true.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-false-belief-1-work-is-meaningless\"><strong>False Belief 1: Work Is Meaningless<\/strong><\/h2>\n\n\n\n<p>Lapin says one myth about retirement many people hold is that work has no value; it\u2019s just something they have to do to survive. People who believe this only work to make enough money to eventually retire and don\u2019t see any reason to work a day longer than necessary.&nbsp;<\/p>\n\n\n\n<p>However, Jewish wisdom teaches otherwise:<strong> Work gives meaning to the worker\u2019s life, and helps to improve the world for everyone. <\/strong>Remember that your money is a reflection of your accomplishments and your contributions; therefore, if you choose to <em>stop <\/em>earning money, it means you\u2019ve chosen to stop contributing to society and to limit what you\u2019ll achieve in your life.&nbsp;<\/p>\n\n\n\n<p>(Shortform note: Whether it\u2019s accurate or not, the belief that work is meaningless <a href=\"https:\/\/phys.org\/news\/2023-08-people-pointless-meaningless-jobs.html#:~:text=19%25%20of%20respondents%20answered%20%22never%22%20or%20%22rarely%22%20to%20the%20questions%20whether%20they%20had%20%22a%20feeling%20of%20making%20a%20positive%20impact%20on%20community%20and%20society%22%20and%20%22of%20doing%20useful%20work%22%20spread%20across%20a%20range%20of%20occupations.\" target=\"_blank\" rel=\"noreferrer noopener\">is quite common<\/a>; according to a 2015 survey, nearly one in five US workers feel that their jobs are useless and that their work does nothing to improve the world or society. Many people also reject the idea that <a href=\"https:\/\/www.forbes.com\/sites\/josephliu\/2022\/10\/31\/dont-let-your-job-title-define-you\/?sh=50ddcfc57fa8\" target=\"_blank\" rel=\"noreferrer noopener\">their job is what gives their lives meaning<\/a>. For example, in <a href=\"https:\/\/www.shortform.com\/app\/book\/man-s-search-for-meaning\/1-page-summary\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Man\u2019s Search for Meaning<\/em><\/a>, Viktor Frankl says there are <a href=\"https:\/\/www.shortform.com\/app\/book\/man-s-search-for-meaning\/1-page-summary#part-ii-logotherapy\" target=\"_blank\" rel=\"noreferrer noopener\">three ways to find meaning in your life<\/a>. First, find it through achievements and accomplishments (which could be work-related, but don\u2019t have to be). Second, find meaning in positive experiences like finding love and beauty in the world. Finally, derive meaning from negative experiences such as a difficult job\u2014but only if you can <em>find <\/em>meaning in your suffering, like working that job so you can support your family.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-false-belief-2-you-won-t-be-an-effective-worker-anymore\"><strong>False Belief 2: You Won\u2019t Be an Effective Worker Anymore<\/strong><\/h2>\n\n\n\n<p>The second false belief people commonly hold is that you\u2019ll become less productive as you age. However, unless your career relies almost entirely on your physical abilities, <strong>Lapin argues that you\u2019ll actually get <\/strong><strong><em>more <\/em><\/strong><strong>productive as you get older.<\/strong> This is because you\u2019ll have more money to invest, producing ever-increasing returns. You\u2019ll also continue to grow your network of contacts throughout your life, which will provide more and more opportunities to generate wealth.<\/p>\n\n\n\n<p>(Shortform note: You won\u2019t necessarily become less productive as you age, but you might find that the <em>kind <\/em>of work you\u2019re able to do changes. In <a href=\"https:\/\/www.shortform.com\/app\/book\/from-strength-to-strength\" target=\"_blank\" rel=\"noreferrer noopener\"><em>From Strength to Strength<\/em><\/a>, Arthur C. Brooks says that your creativity and reasoning skills will decline as you enter middle age and beyond; however, your experience and knowledge will continue to grow throughout your entire life. Therefore, you should look for a <a href=\"https:\/\/www.shortform.com\/blog\/career-path-development\/\">career path<\/a> that will let you <a href=\"https:\/\/www.shortform.com\/app\/book\/from-strength-to-strength#solution-1-find-work-that-suits-your-changing-brain\" target=\"_blank\" rel=\"noreferrer noopener\">take advantage of your changing skill set<\/a> as you age. According to Brooks, this typically means finding some sort of coaching or advisory role where you can use your accumulated wisdom to guide others.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-false-belief-3-people-are-supposed-to-retire\"><strong>False Belief 3: People Are Supposed to Retire<\/strong><\/h2>\n\n\n\n<p>The third false belief is that people aren\u2019t meant to spend their whole lives working; they\u2019re supposed to spend their last years relaxing and enjoying the life they\u2019ve built.&nbsp;<\/p>\n\n\n\n<p>However, Lapin argues that as you get older, you might find that you don\u2019t <em>want<\/em> to retire. Instead, you may want to be as productive as possible up until the end of your life, to make as much of an impact on the world as possible.&nbsp;<\/p>\n\n\n\n<p>Further, he notes that people commonly become more spiritual as they age. Continuing to create wealth can be a spiritual endeavor because your work benefits the whole world.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Causes and Benefits of Working Longer<\/strong><br><br>Some people seem to agree with Lapin\u2019s argument here and aren\u2019t looking to retire; for instance, a survey of American workers found that about 40% of them <a href=\"https:\/\/www.ipsos.com\/en-us\/axios-ipsos-retirement-survey#:~:text=Yet%2C%20two%20in%20five%20unretired%20Americans%20(40%25)%20say%20they%20would%20prefer%20to%20work%20as%20long%20as%20they%20can%20and%20not%20fully%20retire.\" target=\"_blank\" rel=\"noreferrer noopener\">plan to keep working for as long as possible<\/a>. However, it should be noted that many of those respondents said they planned to keep working for economic reasons. In other words, they\u2019re working past retirement age because they can\u2019t afford to retire, rather than because they want to <a href=\"https:\/\/www.shortform.com\/blog\/how-to-make-a-difference-in-the-world\/\">change the world<\/a> or because they find work spiritually fulfilling.<br><br>With that said, continuing to work into your later years\u201470s and beyond\u2014<a href=\"https:\/\/www.washingtonpost.com\/business\/2018\/08\/06\/three-reasons-why-you-shouldnt-retire-ever\/\" target=\"_blank\" rel=\"noreferrer noopener\">has numerous benefits<\/a>:<br><br><strong>Working benefits your physical and mental health. <\/strong>Many retirees spend the majority of their time sitting at home. Holding a job will help you stay active, which can keep you in better shape physically and <a href=\"https:\/\/www.sciencedaily.com\/releases\/2014\/09\/140910102910.htm\" target=\"_blank\" rel=\"noreferrer noopener\">stave off depression<\/a>.<br><br><strong>A job gives you a purpose. <\/strong>As Lapin said earlier, your job can add meaning to your life; it gives you clear tasks to work on and goals to achieve, and it helps you to make a positive difference in the world.&nbsp;<br><br><strong>Working longer improves your retirement. <\/strong>The longer you delay your retirement, the more money you\u2019ll be able to save for when you retire (if you do). One research paper found that delaying retirement <a href=\"https:\/\/www.nber.org\/papers\/w24226\" target=\"_blank\" rel=\"noreferrer noopener\">by just a few months<\/a> has the same impact on your savings as saving an extra 1% of your earnings over the course of 30 years. Therefore, delaying retirement by years or even decades will enormously increase your retirement funds.&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Is retirement necessary? What are myths about retirement that make people believe it&#8217;s the last step in a career? In Thou Shall Prosper, Daniel Lapin teaches that you shouldn&#8217;t seek to retire. He says that people commonly believe three things that lead them to think retirement is not just necessary, but also desirable. Take a look at three myths about retirement and why Lapin argues they&#8217;re not true.<\/p>\n","protected":false},"author":14,"featured_media":32840,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[29,7],"tags":[1293],"class_list":["post-115213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-career","category-lifestyle","tag-thou-shall-prosper","","tg-column-two"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>3 Myths About Retirement + Why You Shouldn&#039;t Retire - Shortform Books<\/title>\n<meta name=\"description\" content=\"Retirement doesn&#039;t have to be the endgame for your career. Here are three debunked myths about retirement that make you believe otherwise.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.shortform.com\/blog\/myths-about-retirement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3 Myths About Retirement + Why You Shouldn&#039;t Retire\" \/>\n<meta property=\"og:description\" content=\"Retirement doesn&#039;t have to be the endgame for your career. 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