{"id":107714,"date":"2023-07-10T10:31:00","date_gmt":"2023-07-10T14:31:00","guid":{"rendered":"https:\/\/www.shortform.com\/blog\/?p=107714"},"modified":"2023-07-13T14:13:40","modified_gmt":"2023-07-13T18:13:40","slug":"negative-effects-of-procrastination-2","status":"publish","type":"post","link":"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/","title":{"rendered":"The Negative Effects of Procrastination on Your Health &#038; Wallet"},"content":{"rendered":"\n<p>What are the <a href=\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination\/\">negative effects of procrastination<\/a>? How does procrastination affect your health and finances?<\/p>\n\n\n\n<p>Procrastination doesn&#8217;t just prevent you from getting work done. It can have a drastic impact on your health and finances if it gets out of control.<\/p>\n\n\n\n<p>Check out the negative consequences of procrastination to see why you need to get your <a href=\"https:\/\/www.shortform.com\/blog\/good-work-habits-2\/\">work habits<\/a> in shape.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-negative-consequences-of-procrastination\"><strong>The Negative Consequences of Procrastination<\/strong><\/h2>\n\n\n\n<p>No matter why we do it, there are many negative effects of procrastination, especially when it becomes chronic<strong>.<\/strong> <em>The Procrastination Equation<\/em> by Piers Steel asserts that chronic procrastinators are less successful and satisfied in all realms of life.&nbsp;<\/p>\n\n\n\n<p>(Shortform note: Almost everyone procrastinates sometimes, but only a fraction of people qualify as <em>chronic<\/em> procrastinators. To determine whether you fall into the latter category, <a href=\"https:\/\/www.healthline.com\/health\/mental-health\/chronic-procrastination#symptoms\" target=\"_blank\" rel=\"noreferrer noopener\">look for the following signs:<\/a> 1) You consistently struggle to meet deadlines. 2) Procrastination affects your relationships with friends and family. 3) You procrastinate in multiple realms of your life (at work, at home, with friends, and so on). 4) The stress of putting things off affects your sleep and physical health.)<\/p>\n\n\n\n<p>Here, we\u2019ll spotlight how procrastination impacts two realms of life: health and <a href=\"https:\/\/www.shortform.com\/blog\/achieving-financial-success\/\">financial success<\/a>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-realm-1-health\"><strong>Realm #1: Health<\/strong><\/h3>\n\n\n\n<p>According to the author, <strong>one of the most common things people procrastinate on is routine medical care,<\/strong> which can have serious implications for health and longevity. Many diseases and infections are easier to treat when they\u2019re caught early, but people still postpone doctor\u2019s visits and preventive screenings because they\u2019re unpleasant. Due to these delays, procrastinators are often less healthy than people who struggle less with procrastination.&nbsp;<\/p>\n\n\n\n<p>(Shortform note: Along with delaying health visits, <a href=\"https:\/\/www.psychologicalscience.org\/news\/minds-business\/better-get-to-work-procrastination-may-harm-heart-health.html\" target=\"_blank\" rel=\"noreferrer noopener\">procrastination may more directly contribute to common health problems.<\/a> One recent study suggests that chronic procrastination is associated with increased rates of hypertension and cardiovascular disease because of the stress it puts on the mind and body. Results still indicated this connection when researchers controlled for age, race, and educational level (other factors that influence the risk of these health problems). Chronic procrastination and resulting stress also increase instances of headaches, insomnia, cold and flu infections, and digestive problems.)<\/p>\n\n\n\n<p>Likewise, the traits that typically accompany the tendency to procrastinate\u2014such as impulsivity and lack of self-control\u2014make procrastinators more susceptible to unhealthy habits, including excessive alcohol consumption and smoking. These habits represent short-term pleasure, which procrastinators favor over long-term health outcomes.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Using If-Then Plans to Curb Bad Habits<\/strong><br><br>If, like many chronic procrastinators, you\u2019re susceptible to unhealthy impulses and vices, <a href=\"https:\/\/www.psychologytoday.com\/us\/blog\/science-choice\/202108\/5-strategies-internalize-your-new-habits\" target=\"_blank\" rel=\"noreferrer noopener\">consider using \u201cif-then\u201d plans to break bad habits.<\/a> These plans connect a triggering situation to a concrete action that\u2019s an alternative to the bad habit. Repeatedly using your if-then plans strengthens your association between temptation cues and your more positive, constructive response.&nbsp;<br><br>For example, maybe you frequently drink alcohol on weekday evenings, and you want to stop because it decreases the quality of your sleep. You might create an if-then plan that says, \u201cIf it\u2019s a weekday evening, then I\u2019ll drink water instead of alcohol.\u201d Or, perhaps you smoke most often during work breaks; your if-then plan could be, \u201cIf I\u2019m at work, then I\u2019ll chew nicotine gum instead of smoking.\u201d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-realm-2-financial-success\"><strong>Realm #2: Financial Success<\/strong><\/h3>\n\n\n\n<p>Steel argues that <strong>procrastinators are typically less financially successful than their peers.<\/strong> Procrastinators often delay paying off debt, meaning they end up paying more in fees and interest. Additionally, they typically wait much longer to start <a href=\"https:\/\/www.shortform.com\/blog\/how-to-save-for-retirement\/\">saving for retirement<\/a>, so they end up without enough money in old age.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Tips for Starting to Work on Your Finances<\/strong><br><br><a href=\"https:\/\/eringobler.com\/stop-procrastinating-on-your-finances\/\" target=\"_blank\" rel=\"noreferrer noopener\">Financial experts offer many tips for working through common forms of financial procrastination:<\/a><br><strong>Tip #1: Start getting your finances in order before you feel ready.<\/strong> Many people procrastinate on saving with the excuse that they\u2019ll start when they have more money. However, waiting until you can save more often means that you <em>never<\/em> save (since, in theory, you could always earn more than you currently do). So, it\u2019s better to start with what you have, even if it isn\u2019t a lot.<br><br><strong>Tip #2: Focus on one area of your finances at a time.<\/strong> If you\u2019re just starting to work on your finances, you might feel overwhelmed when confronted with all the tasks ahead. Then, you might feel the urge <a href=\"https:\/\/www.shortform.com\/blog\/to-procrastinate\/\">to procrastinate<\/a>. To avoid this, choose one aspect of your finances to focus on at a time. Start by tracking your income and spending, so you know what you have and what you\u2019re spending your money on. You can identify areas of overspending and then make cuts. Then, begin working on saving for retirement and paying off debt.<br><br><strong>Tip #3: Schedule time every week to look over your finances.<\/strong> So you don\u2019t back out of it, treat this time as if it\u2019s time scheduled with a friend. Reviewing your finances regularly makes it a habit, and you also ensure you\u2019re on track with your savings goals and payments. That way, you avoid fees and interest from making late payments.<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>What are the negative effects of procrastination? How does procrastination affect your health and finances? Procrastination doesn&#8217;t just prevent you from getting work done. It can have a drastic impact on your health and finances if it gets out of control. Check out the negative consequences of procrastination to see why you need to get your work habits in shape.<\/p>\n","protected":false},"author":14,"featured_media":58901,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,31,9],"tags":[1094],"class_list":["post-107714","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-money","category-psychology","tag-the-procrastination-equation","","tg-column-two"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.3 (Yoast SEO v24.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Negative Effects of Procrastination on Your Health &amp; Wallet - Shortform Books<\/title>\n<meta name=\"description\" content=\"Did you know procrastination causes physical health issues and excessive debt? Discover more about the negative effects of procrastination.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Negative Effects of Procrastination on Your Health &amp; Wallet\" \/>\n<meta property=\"og:description\" content=\"Did you know procrastination causes physical health issues and excessive debt? Discover more about the negative effects of procrastination.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Shortform Books\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-10T14:31:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-13T18:13:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/s3.amazonaws.com\/wordpress.shortform.com\/blog\/wp-content\/uploads\/2022\/01\/distracted-minds.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"750\" \/>\n\t<meta property=\"og:image:height\" content=\"374\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Katie Doll\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Katie Doll\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\"},\"author\":{\"name\":\"Katie Doll\",\"@id\":\"https:\/\/www.shortform.com\/blog\/#\/schema\/person\/c3e1b539e89423b544ede91ab2bff937\"},\"headline\":\"The Negative Effects of Procrastination on Your Health &#038; Wallet\",\"datePublished\":\"2023-07-10T14:31:00+00:00\",\"dateModified\":\"2023-07-13T18:13:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\"},\"wordCount\":844,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2022\/01\/distracted-minds.jpg\",\"keywords\":[\"The Procrastination Equation\"],\"articleSection\":[\"Health\",\"Money\",\"Psychology\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\",\"url\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/\",\"name\":\"The Negative Effects of Procrastination on Your Health & Wallet - Shortform Books\",\"isPartOf\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.shortform.com\/blog\/negative-effects-of-procrastination-2\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.shortform.com\/blog\/wp-content\/uploads\/2022\/01\/distracted-minds.jpg\",\"datePublished\":\"2023-07-10T14:31:00+00:00\",\"dateModified\":\"2023-07-13T18:13:40+00:00\",\"description\":\"Did you know procrastination causes physical health issues and excessive debt? 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